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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Altoona, PA · FDIC certificate #27711
ALTOONA FIRST SAVINGS BANK is an FDIC-insured institution based in Altoona, PA (FDIC certificate #27711). In its Q3 2026 Call Report it reported total assets of $325M, total deposits of $277M and net loans of $203M. Its primary federal regulator is FDIC.
Plain-language readout
ALTOONA FIRST SAVINGS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $335M in Q1 2026 and were lowest at $325M in Q3 2026.
Total deposits were highest at $286M in Q1 2026 and lowest at $277M in Q3 2026.
Over the whole period total assets fell 3.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $325M | $277M | $203M | 0.92% | 6.79% | 3.97% |
| Q2 2026 | $329M | $279M | $204M | 0.87% | 6.47% | 3.90% |
| Q1 2026 | $335M | $286M | $200M | 0.89% | 6.64% | 3.85% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $15.0M | $23.3M | -$8.3M | -35.6% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $91.3M | $93.2M | -$1.9M | -2.1% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $204.2M | $200.2M | +$4.0M | +2.0% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $4.6M | $4.7M | -$48K | -1.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $289K | $295K | -$6K | -2.0% |
| All other assets | $13.1M | $13.0M | +$154K | +1.2% |
| Total assets | $328.6M | $334.7M | -$6.1M | -1.8% |
| Liabilities | ||||
| Total deposits | $278.8M | $286.2M | -$7.4M | -2.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $4.5M | $3.8M | +$728K | +19.4% |
| Total liabilities | $283.3M | $289.9M | -$6.7M | -2.3% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $0K | $0K | $0K | n/a |
| Surplus | $0K | $0K | $0K | n/a |
| Retained earnings | $47.6M | $46.9M | +$709K | +1.5% |
| Accumulated other comprehensive income | -$2.3M | -$2.1M | -$148K | -7.0% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $45.3M | $44.8M | +$561K | +1.3% |
| Credit and capital | ||||
| Gross nonperforming assets | $5.9M | $3.9M | +$2.0M | +50.8% |
| Adjusted nonperforming assets | $5.9M | $3.9M | +$2.0M | +50.8% |
| Tangible equity plus allowance | $47.6M | $46.6M | +$951K | +2.0% |
| Texas ratio (gross) | 12.48% | 8.45% | +4.04 pts | See points |
| Texas ratio (adjusted) | 12.48% | 8.45% | +4.04 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 12.48% | 8.45% | +4.04 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 14.14% | 13.91% | +0.23 pts | See points |
| Construction and land loans to total capital | 14.06% | 14.44% | -0.38 pts | See points |
| Commercial real estate to total capital | 117.55% | 116.80% | +0.76 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -6.13% | -5.81% | -0.33 pts | See points |
| Liquidity | ||||
| Core deposits | $262.4M | $268.4M | -$6.0M | -2.2% |
| Non-core funding | $16.4M | $17.7M | -$1.4M | -7.8% |
| Loans to core deposits | 78.78% | 75.37% | +3.41 pts | See points |
| Loans to deposits | 74.16% | 70.70% | +3.46 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 8.90% | 9.57% | -0.68 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $16.4M | $17.7M | -$1.4M | -7.8% |
| Earnings | ||||
| Earnings before provision, year to date | $2.5M | $1.2M | +$1.3M | +114.3% |
| Earnings before provision, single quarter | $1.3M | $1.2M | +$165K | +14.3% |
| Provision for credit losses, year to date | $640K | $225K | +$415K | +184.4% |
| Yield and cost | ||||
| Yield on loans and leases | 6.17% | 6.17% | +0.00 pts | See points |
| Yield on interest-bearing balances due from banks | 3.04% | 3.08% | -0.04 pts | See points |
| Total interest income to average assets | 4.98% | 4.90% | +0.07 pts | See points |
| Cost of interest-bearing transaction accounts | 0.26% | 0.24% | +0.02 pts | See points |
| Cost of savings and money market deposits | 0.71% | 0.63% | +0.08 pts | See points |
| Cost of time deposits | 3.20% | 3.23% | -0.03 pts | See points |
| Total interest expense to average assets | 1.30% | 1.30% | -0.00 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $325M | $277M | $203M | 0.92% | 6.79% | 3.97% |
| 2026-06-30 | $329M | $279M | $204M | 0.87% | 6.47% | 3.90% |
| 2026-03-31 | $335M | $286M | $200M | 0.89% | 6.64% | 3.85% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $279.3M | 0.05% | 108 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.