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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Los Altos, CA · FDIC certificate #59339
ALTOS BANK is an FDIC-insured institution based in Los Altos, CA (FDIC certificate #59339). In its Q3 2026 Call Report it reported total assets of $80M, total deposits of $62M and net loans of $43M. Its primary federal regulator is FDIC.
Reported facts
ALTOS BANK (FDIC certificate #59339) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $80M |
|---|---|
| Total deposits | $62M |
| Net loans and leases | $43M |
| Return on assets | -7.52% |
| Return on equity | -27.13% |
| Net interest margin | 3.92% |
| Quarterly asset change | 16.11% |
| Quarterly deposit change | 24.46% |
Plain-language readout
ALTOS BANK in Los Altos, CA reported total assets of $80M, total deposits of $62M and net loans of $43M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -7.52%, a return on equity of -27.13%, a net interest margin of 3.92%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $80M | $62M | $43M | -7.52% | -27.13% | 3.92% |
| Q2 2026 | $69M | $50M | $38M | -8.50% | -27.45% | 4.02% |
| Q1 2026 | $57M | $37M | $30M | -9.82% | -28.47% | 3.86% |
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