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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 35,347,889 | 22,339,067 | 24,298,352 | 4.99 | 28.74 | 5.79 |
| 2016-06-30 | 37,565,022 | 24,207,314 | 24,489,736 | 4.98 | 28.95 | 5.54 |
| 2016-09-30 | 39,039,077 | 24,622,145 | 24,409,424 | 4.75 | 28.11 | 5.52 |
| 2016-12-31 | 36,701,524 | 20,975,023 | 25,985,913 | 4.68 | 27.57 | 5.67 |
| 2017-03-31 | 34,496,339 | 18,312,846 | 21,584,291 | 6.32 | 35.15 | 6.60 |
| 2017-06-30 | 37,010,205 | 25,333,063 | 21,999,843 | 5.88 | 33.11 | 6.18 |
| 2017-09-30 | 36,588,259 | 24,356,268 | 23,298,818 | 5.65 | 31.95 | 6.46 |
| 2017-12-31 | 59,149,106 | 27,032,066 | 44,834,216 | 4.45 | 28.74 | 7.19 |
| 2018-03-31 | 57,842,759 | 27,814,023 | 42,717,356 | 4.66 | 44.26 | 8.21 |
| 2018-06-30 | 114,176,192 | 75,390,806 | 85,094,499 | 4.63 | 43.81 | 6.91 |
| 2018-09-30 | 116,537,259 | 75,129,075 | 87,293,796 | 4.68 | 44.96 | 7.01 |
| 2018-12-31 | 116,653,380 | 73,881,140 | 91,694,824 | 4.75 | 45.99 | 7.13 |
| 2019-03-31 | 122,976,012 | 78,749,165 | 91,053,569 | 4.49 | 46.32 | 7.29 |
| 2019-06-30 | 120,127,530 | 78,734,355 | 93,480,475 | 4.65 | 47.90 | 7.30 |
| 2019-09-30 | 120,171,324 | 77,848,959 | 93,739,874 | 4.78 | 48.53 | 7.45 |
| 2019-12-31 | 121,931,159 | 78,346,951 | 97,132,094 | 4.90 | 48.36 | 7.55 |
| 2020-03-31 | 130,004,248 | 91,506,729 | 92,218,563 | 1.80 | 16.83 | 7.59 |
| 2020-06-30 | 138,633,244 | 101,586,107 | 80,489,584 | 2.36 | 22.36 | 6.66 |
| 2020-09-30 | 134,472,935 | 100,769,765 | 80,606,736 | 3.11 | 30.33 | 6.35 |
| 2020-12-31 | 132,754,617 | 101,040,948 | 84,201,186 | 3.92 | 38.28 | 6.21 |
| 2021-03-31 | 137,270,115 | 104,967,689 | 81,755,341 | 5.65 | 58.60 | 5.49 |
| 2021-06-30 | 126,565,746 | 95,784,079 | 89,830,553 | 5.68 | 58.26 | 5.56 |
| 2021-09-30 | 122,450,592 | 93,349,935 | 91,970,256 | 5.60 | 56.91 | 5.85 |
| 2021-12-31 | 126,330,139 | 91,420,014 | 105,309,154 | 5.48 | 55.75 | 6.06 |
| 2022-03-31 | 132,189,503 | 99,432,349 | 105,204,286 | 5.46 | 54.65 | 6.76 |
| 2022-06-30 | 137,922,091 | 104,570,010 | 112,596,349 | 5.03 | 51.07 | 6.88 |
| 2022-09-30 | 147,428,036 | 113,374,303 | 116,720,602 | 4.76 | 49.58 | 7.01 |
| 2022-12-31 | 155,378,079 | 119,923,682 | 124,994,474 | 4.70 | 49.40 | 7.06 |
| 2023-03-31 | 165,450,140 | 130,156,839 | 125,025,018 | 3.29 | 36.56 | 7.19 |
| 2023-06-30 | 172,352,351 | 135,604,700 | 129,747,560 | 3.17 | 35.48 | 7.14 |
| 2023-09-30 | 174,797,696 | 136,287,432 | 132,867,736 | 3.39 | 37.99 | 7.33 |
| 2023-12-31 | 180,420,931 | 140,966,564 | 139,748,691 | 3.50 | 38.94 | 7.45 |
| 2024-03-31 | 189,502,555 | 147,755,180 | 140,011,623 | 3.38 | 37.64 | 7.87 |
| 2024-06-30 | 192,276,019 | 148,704,404 | 144,297,691 | 3.39 | 37.85 | 7.76 |
| 2024-09-30 | 192,153,512 | 146,507,586 | 145,583,581 | 3.57 | 39.61 | 7.94 |
| 2024-12-31 | 193,062,339 | 149,994,141 | 153,621,461 | 3.66 | 40.12 | 8.04 |
| 2025-03-31 | 203,447,693 | 158,851,165 | 152,237,569 | 4.26 | 44.75 | 8.29 |
| 2025-06-30 | 211,720,953 | 168,449,838 | 155,094,501 | 3.93 | 42.73 | 8.15 |
| 2025-09-30 | 211,134,002 | 168,152,162 | 157,391,325 | 3.98 | 44.03 | 8.24 |
| 2025-12-31 | 211,275,193 | 167,788,454 | 165,259,395 | 3.89 | 43.03 | 8.30 |
| 2026-03-31 | 217,568,586 | 173,984,176 | 163,072,859 | 3.74 | 42.14 | 8.49 |
| 2026-06-30 | 213,946,192 | 171,554,868 | 166,714,024 | 3.70 | 41.56 | 8.49 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-04-02 | 1 | 2966306 | 1394676 |
| 2004-04-19 | 7 | 1394676 | 2966306 |
| 1996-07-01 | 1 | 76818 | 1394676 |
| 1996-07-01 | 1 | 1357608 | 1394676 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.