Regulatory profile
FDIC certificate #4190 · RSSD 311050
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
American Heritage Bank changed deposits by -15216 USD thousands and market share by -2.494968 points in Osage County, OK
Source ↗American Heritage Bank changed deposits by -10293 USD thousands and market share by -0.091348 points in Tulsa County, OK
Source ↗American Heritage Bank changed deposits by 1057 USD thousands and market share by 0.173499 points in Okmulgee County, OK
Source ↗American Heritage Bank changed deposits by 476 USD thousands and market share by -2.725512 points in Creek County, OK
Source ↗American Heritage Bank changed deposits by 2267 USD thousands and market share by 0.189586 points in Washington County, OK
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Tulsa | OK | 5 | 0 | Unavailable |
| Cleveland | OK | 3 | 0 | Unavailable |
| Sapulpa | OK | 3 | 1 | Unavailable |
| Mannford | OK | 2 | 0 | Unavailable |
| Sand Springs | OK | 2 | 0 | Unavailable |
| Barnsdall | OK | 1 | 0 | Unavailable |
| Bartlesville | OK | 1 | 0 | Unavailable |
| Beggs | OK | 1 | 0 | Unavailable |
| Glenpool | OK | 1 | 0 | Unavailable |
| Kellyville | OK | 1 | 0 | Unavailable |
| Kiefer | OK | 1 | 0 | Unavailable |
| Mounds | OK | 1 | 0 | Unavailable |
| Pawhuska | OK | 1 | 0 | Unavailable |
| Yale | OK | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2020-09-19: RSSD 278153 → 311050 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 10 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1052220 · 1970-12-31 to current
Unresolved entityRSSD 2461379 · 2007-06-30 to current
Unresolved entityRSSD 3131642 · 2007-06-30 to current
Unresolved entityRSSD 3131642 · 1999-06-16 to 2007-06-29
Unresolved entityRSSD 2461379 · 1991-10-31 to 2007-06-29
2020-09-19RSSD 278153 → 311050 · code 1
2015-03-11RSSD 515250 → 311050 · code 1
2013-01-01RSSD 1005459 → 311050 · code 1
2012-12-01RSSD 80776 → 311050 · code 1
2002-04-13RSSD 1007556 → 311050 · code 1
2001-03-03RSSD 298955 → 311050 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.5B | $1.2B | $0.5B | 0.95% | 10.43% | 2.74% |
| 2026-03-31 | $1.5B | $1.2B | $0.5B | 0.92% | 10.26% | 2.69% |
| 2025-12-31 | $1.4B | $1.2B | $0.5B | 0.96% | 11.10% | 2.70% |
| 2025-09-30 | $1.4B | $1.2B | $0.5B | 0.94% | 11.04% | 2.68% |
| 2025-06-30 | $1.5B | $1.2B | $0.5B | 0.90% | 10.76% | 2.62% |
| 2025-03-31 | $1.5B | $1.2B | $0.5B | 0.80% | 9.65% | 2.51% |
| 2024-12-31 | $1.5B | $1.2B | $0.5B | 0.78% | 9.42% | 2.39% |
| 2024-09-30 | $1.5B | $1.2B | $0.5B | 0.79% | 9.57% | 2.36% |
| 2024-06-30 | $1.5B | $1.2B | $0.5B | 0.76% | 9.40% | 2.33% |
| 2024-03-31 | $1.5B | $1.2B | $0.5B | 0.64% | 7.96% | 2.32% |
| 2023-12-31 | $1.5B | $1.2B | $0.5B | 0.84% | 11.04% | 2.53% |
| 2023-09-30 | $1.5B | $1.2B | $0.5B | 0.90% | 12.15% | 2.59% |
| 2023-06-30 | $1.5B | $1.2B | $0.5B | 0.97% | 13.11% | 2.68% |
| 2023-03-31 | $1.5B | $1.2B | $0.5B | 0.99% | 13.41% | 2.73% |
| 2022-12-31 | $1.5B | $1.2B | $0.5B | 0.99% | 13.08% | 2.64% |
| 2022-09-30 | $1.5B | $1.2B | $0.5B | 1.09% | 14.30% | 2.62% |
| 2022-06-30 | $1.5B | $1.3B | $0.5B | 1.05% | 13.34% | 2.55% |
| 2022-03-31 | $1.6B | $1.3B | $0.5B | 0.95% | 11.33% | 2.48% |
| 2021-12-31 | $1.5B | $1.3B | $0.5B | 0.92% | 9.78% | 2.51% |
| 2021-09-30 | $1.5B | $1.2B | $0.5B | 1.05% | 11.01% | 2.52% |
| 2021-06-30 | $1.5B | $1.2B | $0.5B | 1.11% | 11.63% | 2.52% |
| 2021-03-31 | $1.5B | $1.2B | $0.5B | 1.26% | 13.13% | 2.57% |
| 2020-12-31 | $1.5B | $1.2B | $0.5B | 1.02% | 10.02% | 3.04% |
| 2020-09-30 | $1.4B | $1.1B | $0.6B | 1.14% | 11.21% | 3.19% |
| 2020-06-30 | $1.3B | $1.0B | $0.5B | 1.23% | 12.88% | 2.98% |
| 2020-03-31 | $1.2B | $0.9B | $0.5B | 1.17% | 12.29% | 2.97% |
| 2019-12-31 | $1.1B | $0.9B | $0.5B | 1.04% | 11.35% | 3.03% |
| 2019-09-30 | $1.1B | $0.9B | $0.5B | 1.09% | 12.00% | 3.03% |
| 2019-06-30 | $1.2B | $0.9B | $0.5B | 1.10% | 12.39% | 3.00% |
| 2019-03-31 | $1.2B | $0.9B | $0.5B | 1.07% | 12.36% | 2.96% |
| 2018-12-31 | $1.1B | $0.9B | $0.4B | 1.09% | 11.71% | 2.99% |
| 2018-09-30 | $1.1B | $0.9B | $0.4B | 1.15% | 12.05% | 2.99% |
| 2018-06-30 | $1.1B | $0.9B | $0.4B | 1.15% | 12.09% | 2.99% |
| 2018-03-31 | $1.1B | $0.9B | $0.4B | 1.04% | 10.91% | 2.96% |
| 2017-12-31 | $1.1B | $0.9B | $0.4B | 1.01% | 10.70% | 2.94% |
| 2017-09-30 | $1.1B | $0.9B | $0.4B | 1.06% | 11.23% | 2.92% |
| 2017-06-30 | $1.1B | $0.9B | $0.4B | 1.04% | 11.28% | 2.89% |
| 2017-03-31 | $1.1B | $0.9B | $0.4B | 0.97% | 10.66% | 2.89% |
| 2016-12-31 | $1.1B | $0.9B | $0.4B | 0.97% | 10.22% | 2.88% |
| 2016-09-30 | $1.1B | $0.9B | $0.4B | 0.98% | 10.31% | 2.87% |
| 2016-06-30 | $1.1B | $0.9B | $0.4B | 0.94% | 9.94% | 2.86% |
| 2016-03-31 | $1.1B | $0.9B | $0.4B | 0.86% | 9.22% | 2.85% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OK | $1.2B | 0.84% | 20 | Continuing · -0.04 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.