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Regulatory profile
Wichita Falls, TX · FDIC certificate #22373 · RSSD 498362
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.5B | $2.2B | $1.9B | 0.99% | 9.72% | 3.27% |
| 2026-03-31 | $2.5B | $2.2B | $1.9B | 0.89% | 8.76% | 3.18% |
| 2025-12-31 | $2.4B | $2.2B | $1.9B | 0.90% | 8.92% | 3.04% |
| 2025-09-30 | $2.3B | $2.1B | $1.8B | 0.90% | 8.95% | 2.99% |
| 2025-06-30 | $2.3B | $2.1B | $1.8B | 0.91% | 9.15% | 2.93% |
| 2025-03-31 | $2.4B | $2.1B | $1.7B | 0.86% | 8.69% | 2.80% |
| 2024-12-31 | $2.3B | $2.0B | $1.8B | 0.72% | 7.36% | 2.71% |
| 2024-09-30 | $2.3B | $2.0B | $1.7B | 0.72% | 7.40% | 2.66% |
| 2024-06-30 | $2.2B | $1.9B | $1.7B | 0.67% | 6.98% | 2.55% |
| 2024-03-31 | $2.2B | $1.9B | $1.6B | 0.60% | 6.39% | 2.38% |
| 2023-12-31 | $2.1B | $1.9B | $1.6B | 0.74% | 7.30% | 2.66% |
| 2023-09-30 | $2.0B | $1.7B | $1.6B | 0.72% | 6.91% | 2.67% |
| 2023-06-30 | $1.9B | $1.7B | $1.5B | 0.67% | 6.35% | 2.62% |
| 2023-03-31 | $1.8B | $1.6B | $1.4B | 0.60% | 5.55% | 2.64% |
| 2022-12-31 | $1.7B | $1.5B | $1.4B | 1.15% | 9.90% | 3.36% |
| 2022-09-30 | $1.6B | $1.4B | $1.3B | 1.22% | 10.38% | 3.44% |
| 2022-06-30 | $1.5B | $1.3B | $1.2B | 1.26% | 10.66% | 3.42% |
| 2022-03-31 | $1.4B | $1.2B | $1.1B | 1.23% | 10.44% | 3.30% |
| 2021-12-31 | $1.4B | $1.2B | $0.9B | 1.28% | 11.63% | 3.53% |
| 2021-09-30 | $1.3B | $1.1B | $0.9B | 1.31% | 12.07% | 3.61% |
| 2021-06-30 | $1.2B | $1.1B | $0.9B | 1.27% | 11.81% | 3.64% |
| 2021-03-31 | $1.2B | $1.0B | $0.8B | 1.39% | 13.15% | 3.73% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 1.11% | 10.17% | 3.80% |
| 2020-09-30 | $1.1B | $0.9B | $0.8B | 1.19% | 10.84% | 3.81% |
| 2020-06-30 | $1.0B | $0.9B | $0.7B | 1.09% | 9.76% | 3.83% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2507204 · 1997-05-01 to current
2015-08-15RSSD 880556 → 498362 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.