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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Arp, TX · FDIC certificate #9967 · RSSD 262358
AMERICAN STATE BANK is an FDIC-insured institution based in Arp, TX (FDIC certificate #9967). In its Q3 2026 Call Report it reported total assets of $631M, total deposits of $528M and net loans of $420M. Its primary federal regulator is FED. Its current parent is STEELE BANCSHARES, INC..
Reported facts
AMERICAN STATE BANK (FDIC certificate #9967) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $631M |
|---|---|
| Total deposits | $528M |
| Net loans and leases | $420M |
| Return on assets | 0.21% |
| Return on equity | 1.76% |
| Net interest margin | 2.97% |
| Quarterly asset change | -1.02% |
| Quarterly deposit change | -1.42% |
Plain-language readout
AMERICAN STATE BANK in Arp, TX reported total assets of $631M, total deposits of $528M and net loans of $420M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.21%, a return on equity of 1.76%, a net interest margin of 2.97%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets fell 45.6% over the past four quarters, from $1.2B in Q1 2023 to $631M in Q3 2026. Total deposits fell 44.2% over the past four quarters, from $946M in Q1 2023 to $528M in Q3 2026. Net loans fell 56.0% over the past four quarters, from $954M in Q1 2023 to $420M in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $631M | $528M | $420M | 0.21% | 1.76% | 2.97% |
| Q2 2026 | $638M | $536M | $452M | 0.08% | 0.69% | 2.85% |
| Q1 2026 | $653M | $551M | $447M | -0.19% | -1.68% | 2.64% |
| Q2 2023 | $1.0B | $908M | $800M | 0.41% | 5.80% | 3.39% |
| Q1 2023 | $1.2B | $946M | $954M | -0.26% | -3.77% | 3.53% |
| Q4 2022 | $1.2B | $967M | $1.0B | -0.80% | -9.59% | 4.22% |
| Q3 2022 | $1.0B | $874M | $880M | 0.12% | 1.34% | 4.29% |
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