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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Palm Beach Gardens, FL · FDIC certificate #57931
ANCHOR BANK is an FDIC-insured institution based in Palm Beach Gardens, FL (FDIC certificate #57931). In its Q3 2026 Call Report it reported total assets of $834M, total deposits of $679M and net loans of $512M. Its primary federal regulator is FED.
Plain-language readout
ANCHOR BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $834M in Q3 2026 and were lowest at $607M in Q1 2026.
Total deposits were highest at $679M in Q3 2026 and lowest at $477M in Q1 2026.
Over the whole period total assets rose 37.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $834M | $679M | $512M | 2.75% | 31.26% | 3.37% |
| Q2 2026 | $806M | $656M | $486M | 3.52% | 41.85% | 3.20% |
| Q1 2026 | $607M | $477M | $447M | 1.07% | 12.57% | 3.16% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $78.1M | $55.7M | +$22.4M | +40.2% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $163.5M | $80.0M | +$83.5M | +104.4% |
| Equity securities with readily determinable fair values, not held for trading | $15.0M | $0K | +$15.0M | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $486.0M | $446.8M | +$39.2M | +8.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $12.9M | $12.4M | +$498K | +4.0% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $3.4M | $0K | +$3.4M | n/a |
| All other assets | $46.6M | $12.0M | +$34.6M | +288.0% |
| Total assets | $805.5M | $606.9M | +$198.6M | +32.7% |
| Liabilities | ||||
| Total deposits | $656.4M | $477.1M | +$179.3M | +37.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $73.0M | $73.0M | $0K | 0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $9.6M | $3.5M | +$6.2M | +177.0% |
| Total liabilities | $739.0M | $553.5M | +$185.5M | +33.5% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $25.8M | $25.0M | +$826K | +3.3% |
| Surplus | $33.9M | $31.2M | +$2.7M | +8.6% |
| Retained earnings | $8.1M | -$1.9M | +$10.1M | +519.4% |
| Accumulated other comprehensive income | -$1.4M | -$866K | -$484K | -55.9% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $66.5M | $53.4M | +$13.1M | +24.5% |
| Credit and capital | ||||
| Gross nonperforming assets | $723K | $675K | +$48K | +7.1% |
| Adjusted nonperforming assets | $723K | $675K | +$48K | +7.1% |
| Tangible equity plus allowance | $66.4M | $56.7M | +$9.7M | +17.1% |
| Texas ratio (gross) | 1.09% | 1.19% | -0.10 pts | See points |
| Texas ratio (adjusted) | 1.09% | 1.19% | -0.10 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 1.10% | 1.19% | -0.09 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 8.85% | 9.06% | -0.21 pts | See points |
| Construction and land loans to total capital | 14.04% | 10.74% | +3.30 pts | See points |
| Commercial real estate to total capital | 328.39% | 344.41% | -16.02 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -10.71% | -4.24% | -6.47 pts | See points |
| Liquidity | ||||
| Core deposits | $606.1M | $432.9M | +$173.2M | +40.0% |
| Non-core funding | $123.3M | $117.1M | +$6.2M | +5.3% |
| Loans to core deposits | 80.74% | 103.97% | -23.24 pts | See points |
| Loans to deposits | 74.55% | 94.36% | -19.81 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.01% | -0.00 pts | See points |
| Pledged securities share of securities | 51.99% | 95.21% | -43.23 pts | See points |
| Loans pledged, share of loans | 39.19% | 40.27% | -1.08 pts | See points |
| Volatile liabilities | $198.2M | $123.1M | +$75.2M | +61.1% |
| Earnings | ||||
| Earnings before provision, year to date | $15.7M | $2.1M | +$13.6M | +649.9% |
| Earnings before provision, single quarter | $13.6M | $2.1M | +$11.5M | +549.9% |
| Provision for credit losses, year to date | $178K | $178K | $0K | 0.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.68% | 6.19% | +0.50 pts | See points |
| Yield on interest-bearing balances due from banks | 3.75% | 3.80% | -0.04 pts | See points |
| Total interest income to average assets | 5.48% | 5.33% | +0.15 pts | See points |
| Cost of interest-bearing transaction accounts | 3.00% | 3.26% | -0.26 pts | See points |
| Cost of savings and money market deposits | 3.51% | 3.50% | +0.01 pts | See points |
| Cost of time deposits | 3.63% | 3.94% | -0.31 pts | See points |
| Total interest expense to average assets | 2.48% | 2.38% | +0.10 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $834M | $679M | $512M | 2.75% | 31.26% | 3.37% |
| 2026-06-30 | $806M | $656M | $486M | 3.52% | 41.85% | 3.20% |
| 2026-03-31 | $607M | $477M | $447M | 1.07% | 12.57% | 3.16% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| FL | $387.5M | 0.05% | 96 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.