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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 12,859,648 | 11,668,939 | 10,369,253 | 0.31 | 3.95 | 1.76 |
| 2016-06-30 | 12,884,015 | 11,715,956 | 10,095,921 | 0.43 | 5.40 | 1.81 |
| 2016-09-30 | 12,874,643 | 11,693,997 | 10,448,737 | 0.46 | 5.72 | 1.82 |
| 2016-12-31 | 12,907,397 | 11,724,398 | 10,369,666 | 0.49 | 6.07 | 1.86 |
| 2017-03-31 | 12,768,682 | 11,567,033 | 10,332,174 | 0.60 | 7.13 | 2.06 |
| 2017-06-30 | 12,850,974 | 11,662,658 | 10,037,100 | 0.56 | 6.71 | 2.10 |
| 2017-09-30 | 12,808,961 | 11,613,642 | 10,111,127 | 0.55 | 6.54 | 2.17 |
| 2017-12-31 | 12,808,944 | 11,598,830 | 9,830,341 | 0.59 | 6.88 | 2.21 |
| 2018-03-31 | 13,132,600 | 11,893,408 | 9,681,172 | 0.67 | 7.66 | 2.38 |
| 2018-06-30 | 13,333,510 | 12,097,213 | 9,880,680 | 0.67 | 7.70 | 2.48 |
| 2018-09-30 | 13,623,712 | 12,365,396 | 10,136,257 | 0.69 | 7.99 | 2.53 |
| 2018-12-31 | 14,307,238 | 12,464,381 | 10,446,646 | 0.75 | 8.74 | 2.55 |
| 2019-03-31 | 14,335,148 | 12,855,223 | 10,425,705 | 0.97 | 11.36 | 2.61 |
| 2019-06-30 | 15,103,567 | 13,008,369 | 10,560,716 | 0.93 | 10.88 | 2.54 |
| 2019-09-30 | 15,107,686 | 13,175,882 | 10,147,933 | 0.88 | 10.28 | 2.48 |
| 2019-12-31 | 15,808,171 | 13,466,100 | 10,055,160 | 0.75 | 8.74 | 2.37 |
| 2020-03-31 | 15,600,860 | 13,506,229 | 10,170,052 | 0.36 | 4.25 | 1.92 |
| 2020-06-30 | 15,981,568 | 13,494,503 | 10,411,813 | 0.25 | 2.96 | 1.85 |
| 2020-09-30 | 16,332,133 | 14,675,353 | 10,714,002 | 0.27 | 3.13 | 1.85 |
| 2020-12-31 | 16,172,133 | 14,521,826 | 10,554,008 | 0.14 | 1.67 | 1.85 |
| 2021-03-31 | 16,213,356 | 14,616,142 | 10,470,082 | 0.14 | 1.66 | 1.78 |
| 2021-06-30 | 16,037,840 | 14,401,136 | 10,453,893 | 0.29 | 3.35 | 1.84 |
| 2021-09-30 | 16,123,164 | 14,140,051 | 10,535,106 | 0.30 | 3.42 | 1.90 |
| 2021-12-31 | 16,056,838 | 13,982,342 | 10,424,704 | 0.31 | 3.59 | 1.96 |
| 2022-03-31 | 16,144,845 | 14,144,950 | 10,681,655 | 0.36 | 4.26 | 2.11 |
| 2022-06-30 | 16,387,356 | 14,329,614 | 10,929,104 | 0.45 | 5.46 | 2.23 |
| 2022-09-30 | 16,809,624 | 15,129,440 | 11,528,204 | 0.47 | 5.90 | 2.40 |
| 2022-12-31 | 16,801,651 | 15,080,392 | 11,379,154 | 0.57 | 7.11 | 2.52 |
| 2023-03-31 | 16,888,361 | 15,138,762 | 11,408,985 | 0.83 | 10.68 | 2.90 |
| 2023-06-30 | 16,845,372 | 15,059,638 | 11,487,099 | 0.78 | 9.92 | 2.89 |
| 2023-09-30 | 16,866,774 | 15,011,942 | 11,569,358 | 0.76 | 9.62 | 2.86 |
| 2023-12-31 | 16,980,857 | 14,831,868 | 11,630,917 | 0.72 | 8.84 | 2.81 |
| 2024-03-31 | 16,958,370 | 14,810,939 | 11,496,351 | -0.29 | -3.36 | 2.41 |
| 2024-06-30 | 17,020,418 | 14,546,884 | 11,698,961 | 0.06 | 0.64 | 2.37 |
| 2024-09-30 | 17,066,933 | 14,234,005 | 11,764,136 | 0.15 | 1.68 | 2.36 |
| 2024-12-31 | 17,464,516 | 14,476,000 | 12,113,395 | 0.19 | 2.18 | 2.32 |
| 2025-03-31 | 17,944,824 | 14,874,335 | 12,546,565 | 0.24 | 2.81 | 2.17 |
| 2025-06-30 | 18,346,276 | 14,679,566 | 12,887,463 | 0.27 | 3.14 | 2.24 |
| 2025-09-30 | 18,817,415 | 15,405,597 | 13,114,563 | 0.28 | 3.36 | 2.24 |
| 2025-12-31 | 19,225,517 | 15,709,760 | 13,274,204 | 0.34 | 4.07 | 2.26 |
| 2026-03-31 | 19,231,898 | 15,783,666 | 13,344,488 | 0.27 | 3.30 | 2.27 |
| 2026-06-30 | 19,887,242 | 16,131,471 | 13,756,583 | 0.39 | 4.83 | 2.31 |
79 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1995-05-06 | 50 | 357076 | 249612 |
| 1994-01-31 | 1 | 1427341 | 249612 |
| 1992-02-22 | 50 | 26103 | 249612 |
| 1989-12-01 | 1 | 673815 | 249612 |
| 1987-01-01 | 1 | 549200 | 249612 |
| 1981-12-05 | 50 | 614005 | 249612 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.