Regulatory profile
FDIC certificate #16068 · RSSD 249612
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Apple Bank changed deposits by -153443 USD thousands and market share by -0.205198 points in Suffolk County, NY
Source ↗Apple Bank changed deposits by -45239 USD thousands and market share by -0.316234 points in Richmond County, NY
Source ↗Apple Bank changed deposits by 12955 USD thousands and market share by 0.023074 points in Middlesex County, NJ
Source ↗Apple Bank changed deposits by 2151 USD thousands and market share by 0.001448 points in Bergen County, NJ
Source ↗Apple Bank entered the reported county market in Ocean County, NJ
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Brooklyn | NY | 17 | 0 | Unavailable |
| New York | NY | 13 | 1 | Unavailable |
| Bronx | NY | 9 | 0 | Unavailable |
| Manhasset | NY | 2 | 0 | Unavailable |
| New York City | NY | 2 | 0 | Unavailable |
| Englewood | NJ | 1 | 0 | Unavailable |
| Iselin | NJ | 1 | 0 | Unavailable |
| Lakewood | NJ | 1 | 0 | Unavailable |
| Astoria | NY | 1 | 0 | Unavailable |
| Babylon | NY | 1 | 0 | Unavailable |
| Bethpage | NY | 1 | 0 | Unavailable |
| Bronxville | NY | 1 | 0 | Unavailable |
| Cedarhurst | NY | 1 | 0 | Unavailable |
| Commack | NY | 1 | 0 | Unavailable |
| East Hampton | NY | 1 | 0 | Unavailable |
| East Setauket | NY | 1 | 0 | Unavailable |
| Elmont | NY | 1 | 0 | Unavailable |
| Flushing | NY | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
APPLE FINANCIAL HOLDINGS, INC.RSSD 3446412 · 2007-06-30 to current
APPLE FINANCIAL HOLDINGS, INC.RSSD 3446412 · 2007-01-01 to 2007-06-29
Unresolved entityRSSD 1427341 · 1989-09-29 to 1994-01-30
Unresolved entityRSSD 5839326 · 2022-04-04 to current
Unresolved entityRSSD 2144823 · 2007-06-30 to current
Unresolved entityRSSD 3549229 · 2007-06-30 to current
Unresolved entityRSSD 3549340 · 2007-06-30 to current
Unresolved entityRSSD 3549359 · 2007-06-30 to current
Unresolved entityRSSD 3549210 · 2007-01-01 to current
1995-05-06RSSD 357076 → 249612 · code 50
1994-01-31RSSD 1427341 → 249612 · code 1
1992-02-22RSSD 26103 → 249612 · code 50
1989-12-01RSSD 673815 → 249612 · code 1
1987-01-01RSSD 549200 → 249612 · code 1
1981-12-05RSSD 614005 → 249612 · code 50
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $19.9B | $16.1B | $13.8B | 0.39% | 4.83% | 2.31% |
| 2026-03-31 | $19.2B | $15.8B | $13.3B | 0.27% | 3.30% | 2.27% |
| 2025-12-31 | $19.2B | $15.7B | $13.3B | 0.34% | 4.07% | 2.26% |
| 2025-09-30 | $18.8B | $15.4B | $13.1B | 0.28% | 3.36% | 2.24% |
| 2025-06-30 | $18.3B | $14.7B | $12.9B | 0.27% | 3.14% | 2.24% |
| 2025-03-31 | $17.9B | $14.9B | $12.5B | 0.24% | 2.81% | 2.17% |
| 2024-12-31 | $17.5B | $14.5B | $12.1B | 0.19% | 2.18% | 2.32% |
| 2024-09-30 | $17.1B | $14.2B | $11.8B | 0.15% | 1.68% | 2.36% |
| 2024-06-30 | $17.0B | $14.5B | $11.7B | 0.06% | 0.64% | 2.37% |
| 2024-03-31 | $17.0B | $14.8B | $11.5B | -0.29% | -3.36% | 2.41% |
| 2023-12-31 | $17.0B | $14.8B | $11.6B | 0.72% | 8.84% | 2.81% |
| 2023-09-30 | $16.9B | $15.0B | $11.6B | 0.76% | 9.62% | 2.86% |
| 2023-06-30 | $16.8B | $15.1B | $11.5B | 0.78% | 9.92% | 2.89% |
| 2023-03-31 | $16.9B | $15.1B | $11.4B | 0.83% | 10.68% | 2.90% |
| 2022-12-31 | $16.8B | $15.1B | $11.4B | 0.57% | 7.11% | 2.52% |
| 2022-09-30 | $16.8B | $15.1B | $11.5B | 0.47% | 5.90% | 2.40% |
| 2022-06-30 | $16.4B | $14.3B | $10.9B | 0.45% | 5.46% | 2.23% |
| 2022-03-31 | $16.1B | $14.1B | $10.7B | 0.36% | 4.26% | 2.11% |
| 2021-12-31 | $16.1B | $14.0B | $10.4B | 0.31% | 3.59% | 1.96% |
| 2021-09-30 | $16.1B | $14.1B | $10.5B | 0.30% | 3.42% | 1.90% |
| 2021-06-30 | $16.0B | $14.4B | $10.5B | 0.29% | 3.35% | 1.84% |
| 2021-03-31 | $16.2B | $14.6B | $10.5B | 0.14% | 1.66% | 1.78% |
| 2020-12-31 | $16.2B | $14.5B | $10.6B | 0.14% | 1.67% | 1.85% |
| 2020-09-30 | $16.3B | $14.7B | $10.7B | 0.27% | 3.13% | 1.85% |
| 2020-06-30 | $16.0B | $13.5B | $10.4B | 0.25% | 2.96% | 1.85% |
| 2020-03-31 | $15.6B | $13.5B | $10.2B | 0.36% | 4.25% | 1.92% |
| 2019-12-31 | $15.8B | $13.5B | $10.1B | 0.75% | 8.74% | 2.37% |
| 2019-09-30 | $15.1B | $13.2B | $10.1B | 0.88% | 10.28% | 2.48% |
| 2019-06-30 | $15.1B | $13.0B | $10.6B | 0.93% | 10.88% | 2.54% |
| 2019-03-31 | $14.3B | $12.9B | $10.4B | 0.97% | 11.36% | 2.61% |
| 2018-12-31 | $14.3B | $12.5B | $10.4B | 0.75% | 8.74% | 2.55% |
| 2018-09-30 | $13.6B | $12.4B | $10.1B | 0.69% | 7.99% | 2.53% |
| 2018-06-30 | $13.3B | $12.1B | $9.9B | 0.67% | 7.70% | 2.48% |
| 2018-03-31 | $13.1B | $11.9B | $9.7B | 0.67% | 7.66% | 2.38% |
| 2017-12-31 | $12.8B | $11.6B | $9.8B | 0.59% | 6.88% | 2.21% |
| 2017-09-30 | $12.8B | $11.6B | $10.1B | 0.55% | 6.54% | 2.17% |
| 2017-06-30 | $12.9B | $11.7B | $10.0B | 0.56% | 6.71% | 2.10% |
| 2017-03-31 | $12.8B | $11.6B | $10.3B | 0.60% | 7.13% | 2.06% |
| 2016-12-31 | $12.9B | $11.7B | $10.4B | 0.49% | 6.07% | 1.86% |
| 2016-09-30 | $12.9B | $11.7B | $10.4B | 0.46% | 5.72% | 1.82% |
| 2016-06-30 | $12.9B | $11.7B | $10.1B | 0.43% | 5.40% | 1.81% |
| 2016-03-31 | $12.9B | $11.7B | $10.4B | 0.31% | 3.95% | 1.76% |
| Greenlawn |
| NY |
| 1 |
| 0 |
| Unavailable |
| Hartsdale | NY | 1 | 0 | Unavailable |
Reviewed NIC structure change on 1995-05-06: RSSD 357076 → 249612 (50). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 6 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NY | $14.6B | 0.56% | 19 | Continuing · -0.04 pp |
| NJ | $99.2M | 0.02% | 82 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
10b 50b asset cohort · n=107
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 1,260 | 79 | 15,784 | 12,803 | 204,196 |
| 2026-03-31 | 1,275 | 79 | 15,084 | 12,379 | 199,793 |
| 2025-12-31 | 1,294 | 81 | 14,857 | 12,140 | 193,948 |
| 2025-09-30 | 1,312 | 82 | 14,343 | 11,742 | 187,873 |
| 2025-06-30 | 1,318 | 81 | 13,920 | 11,138 | 181,229 |
| 2025-03-31 | 1,305 | 80 | 13,751 | 11,398 | 185,929 |
| 2024-12-31 | 1,312 | 80 | 13,311 | 11,034 | 180,950 |
| 2024-09-30 | 1,345 | 82 | 12,689 | 10,583 | 173,585 |
| 2024-06-30 | 1,360 | 82 | 12,515 | 10,696 | 177,401 |
| 2024-03-31 | 1,332 | 82 | 12,732 | 11,119 | 180,621 |
| 2023-12-31 | 1,346 | 83 | 12,616 | 11,019 | 178,697 |
| 2023-09-30 | 1,362 | 84 | 12,384 | 11,022 | 178,714 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.