Regulatory profile
Wilmington, DE · FDIC certificate #34193
APPLIED BANK is an FDIC-insured institution based in Wilmington, DE (FDIC certificate #34193). In its Q3 2026 Call Report it reported total assets of $241M, total deposits of $194M and net loans of $57M. Its primary federal regulator is FDIC.
Reported facts
APPLIED BANK (FDIC certificate #34193) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $241M |
|---|---|
| Total deposits | $194M |
| Net loans and leases | $57M |
| Return on assets | 2.61% |
| Return on equity | 15.44% |
| Net interest margin | 3.97% |
| Quarterly asset change | -12.15% |
| Quarterly deposit change | -15.35% |
Plain-language readout
APPLIED BANK in Wilmington, DE reported total assets of $241M, total deposits of $194M and net loans of $57M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.61%, a return on equity of 15.44%, a net interest margin of 3.97%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $241M | $194M | $57M | 2.61% | 15.44% | 3.97% |
| Q2 2026 | $274M | $229M | $55M | 2.54% | 15.67% | 3.83% |
| Q1 2026 | $258M | $214M | $55M | 2.83% | 17.50% | 4.12% |
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