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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,007,378 | 859,299 | 677,336 | 0.94 | 8.48 | 2.97 |
| 2021-09-30 | 1,012,506 | 875,720 | 688,232 | 0.82 | 7.38 | 2.96 |
| 2021-12-31 | 1,024,762 | 887,143 | 687,822 | 0.75 | 6.75 | 2.94 |
| 2022-03-31 | 1,034,174 | 897,217 | 679,675 | 0.60 | 5.48 | 2.86 |
| 2022-06-30 | 1,044,525 | 912,516 | 685,855 | 0.43 | 4.00 | 2.95 |
| 2022-09-30 | 1,050,279 | 923,938 | 701,932 | 0.42 | 4.08 | 3.04 |
| 2022-12-31 | 1,048,056 | 902,112 | 728,527 | 0.61 | 5.87 | 3.12 |
| 2023-03-31 | 1,063,276 | 906,462 | 748,953 | 0.66 | 6.45 | 2.97 |
| 2023-06-30 | 1,064,790 | 890,683 | 755,194 | 0.55 | 5.34 | 2.89 |
| 2023-09-30 | 1,082,661 | 896,118 | 776,991 | 0.41 | 4.05 | 2.81 |
| 2023-12-31 | 1,119,445 | 940,030 | 806,459 | 0.39 | 3.80 | 2.72 |
| 2024-03-31 | 1,109,331 | 951,871 | 816,705 | 0.16 | 1.59 | 2.45 |
| 2024-06-30 | 1,123,556 | 984,262 | 829,802 | 0.12 | 1.18 | 2.43 |
| 2024-09-30 | 1,153,526 | 1,009,229 | 847,862 | 0.21 | 2.05 | 2.43 |
| 2024-12-31 | 1,161,835 | 1,018,714 | 853,699 | 0.17 | 1.70 | 2.48 |
| 2025-03-31 | 1,189,191 | 1,045,172 | 870,874 | 0.23 | 2.32 | 2.67 |
| 2025-06-30 | 1,183,190 | 1,045,631 | 888,462 | 0.39 | 3.82 | 2.79 |
| 2025-09-30 | 1,437,220 | 1,276,739 | 1,110,438 | 0.25 | 2.46 | 3.02 |
| 2025-12-31 | 1,455,100 | 1,284,867 | 1,129,633 | 0.35 | 3.53 | 3.18 |
| 2026-03-31 | 1,473,730 | 1,302,186 | 1,121,896 | 0.87 | 8.82 | 3.42 |
| 2026-06-30 | 1,494,910 | 1,318,424 | 1,153,310 | 1.03 | 10.37 | 3.45 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-01 | 1 | 939070 | 831008 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.