Regulatory profile
Guilford, CT · FDIC certificate #18194 · RSSD 831008
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.5B | $1.3B | $1.2B | 1.03% | 10.37% | 3.45% |
| 2026-03-31 | $1.5B | $1.3B | $1.1B | 0.87% | 8.82% | 3.42% |
| 2025-12-31 | $1.5B | $1.3B | $1.1B | 0.35% | 3.53% | 3.18% |
| 2025-09-30 | $1.4B | $1.3B | $1.1B | 0.25% | 2.46% | 3.02% |
| 2025-06-30 | $1.2B | $1.0B | $0.9B | 0.39% | 3.82% | 2.79% |
| 2025-03-31 | $1.2B | $1.0B | $0.9B | 0.23% | 2.32% | 2.67% |
| 2024-12-31 | $1.2B | $1.0B | $0.9B | 0.17% | 1.70% | 2.48% |
| 2024-09-30 | $1.2B | $1.0B | $0.8B | 0.21% | 2.05% | 2.43% |
| 2024-06-30 | $1.1B | $1.0B | $0.8B | 0.12% | 1.18% | 2.43% |
| 2024-03-31 | $1.1B | $1.0B | $0.8B | 0.16% | 1.59% | 2.45% |
| 2023-12-31 | $1.1B | $0.9B | $0.8B | 0.39% | 3.80% | 2.72% |
| 2023-09-30 | $1.1B | $0.9B | $0.8B | 0.41% | 4.05% | 2.81% |
| 2023-06-30 | $1.1B | $0.9B | $0.8B | 0.55% | 5.34% | 2.89% |
| 2023-03-31 | $1.1B | $0.9B | $0.7B | 0.66% | 6.45% | 2.97% |
| 2022-12-31 | $1.0B | $0.9B | $0.7B | 0.61% | 5.87% | 3.12% |
| 2022-09-30 | $1.1B | $0.9B | $0.7B | 0.42% | 4.08% | 3.04% |
| 2022-06-30 | $1.0B | $0.9B | $0.7B | 0.43% | 4.00% | 2.95% |
| 2022-03-31 | $1.0B | $0.9B | $0.7B | 0.60% | 5.48% | 2.86% |
| 2021-12-31 | $1.0B | $0.9B | $0.7B | 0.75% | 6.75% | 2.94% |
| 2021-09-30 | $1.0B | $0.9B | $0.7B | 0.82% | 7.38% | 2.96% |
| 2021-06-30 | $1.0B | $0.9B | $0.7B | 0.94% | 8.48% | 2.97% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5419719 · 2020-02-04 to current
2025-07-01RSSD 939070 → 831008 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.