Regulatory profile
Helena, MT · FDIC certificate #20162
ASCENT BANK is an FDIC-insured institution based in Helena, MT (FDIC certificate #20162). In its Q3 2026 Call Report it reported total assets of $102M, total deposits of $90M and net loans of $78M. Its primary federal regulator is FDIC.
Reported facts
ASCENT BANK (FDIC certificate #20162) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $102M |
|---|---|
| Total deposits | $90M |
| Net loans and leases | $78M |
| Return on assets | 1.28% |
| Return on equity | 13.81% |
| Net interest margin | 4.64% |
| Quarterly asset change | -2.29% |
| Quarterly deposit change | -3.13% |
Plain-language readout
ASCENT BANK in Helena, MT reported total assets of $102M, total deposits of $90M and net loans of $78M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.28%, a return on equity of 13.81%, a net interest margin of 4.64%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $102M | $90M | $78M | 1.28% | 13.81% | 4.64% |
| Q2 2026 | $104M | $92M | $81M | 1.24% | 13.56% | 4.56% |
| Q1 2026 | $104M | $92M | $82M | 1.16% | 12.64% | 4.39% |
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