Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Scandia, KS · FDIC certificate #17636
ASTRA BANK is an FDIC-insured institution based in Scandia, KS (FDIC certificate #17636). In its Q3 2026 Call Report it reported total assets of $416M, total deposits of $369M and net loans of $219M. Its primary federal regulator is FDIC.
Plain-language readout
ASTRA BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $429M in Q1 2026 and were lowest at $416M in Q3 2026.
Total deposits were highest at $378M in Q1 2026 and lowest at $369M in Q3 2026.
Over the whole period total assets fell 3.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $416M | $369M | $219M | 0.57% | 13.16% | 3.49% |
| Q2 2026 | $423M | $372M | $217M | 0.59% | 12.95% | 3.49% |
| Q1 2026 | $429M | $378M | $216M | 0.60% | 13.50% | 3.49% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $5.6M | $9.6M | -$4.0M | -41.5% |
| Federal funds sold | $4.3M | $15.4M | -$11.1M | -72.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $165.7M | $157.6M | +$8.1M | +5.1% |
| Equity securities with readily determinable fair values, not held for trading | $78K | $85K | -$7K | -8.2% |
| Loans and leases held for sale | $396K | $559K | -$163K | -29.2% |
| Net loans and leases (after allowance) | $216.9M | $215.7M | +$1.2M | +0.6% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $12.9M | $12.0M | +$981K | +8.2% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $1.9M | $1.9M | $0K | 0.0% |
| All other assets | $15.4M | $16.3M | -$912K | -5.6% |
| Total assets | $423.3M | $429.2M | -$5.9M | -1.4% |
| Liabilities | ||||
| Total deposits | $372.0M | $377.9M | -$5.9M | -1.6% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $30.1M | $30.1M | -$7K | -0.0% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.0M | $2.3M | -$1.3M | -56.0% |
| Total liabilities | $403.0M | $410.3M | -$7.2M | -1.8% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $50K | $50K | $0K | 0.0% |
| Surplus | $26.7M | $26.7M | $0K | 0.0% |
| Retained earnings | $19.6M | $19.0M | +$617K | +3.2% |
| Accumulated other comprehensive income | -$26.2M | -$26.9M | +$731K | +2.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $20.2M | $18.9M | +$1.3M | +7.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $74K | $12K | +$62K | +516.7% |
| Adjusted nonperforming assets | $74K | $12K | +$62K | +516.7% |
| Tangible equity plus allowance | $20.7M | $19.3M | +$1.3M | +6.9% |
| Texas ratio (gross) | 0.36% | 0.06% | +0.30 pts | See points |
| Texas ratio (adjusted) | 0.36% | 0.06% | +0.30 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.36% | 0.06% | +0.30 pts | See points |
| Tier 1 capital to risk-weighted assets | 13.11% | 12.35% | +0.77 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 13.11% | 12.35% | +0.77 pts | See points |
| Tier 2 capital to risk-weighted assets | 0.81% | 0.80% | +0.01 pts | See points |
| Total risk-based capital to risk-weighted assets | 13.92% | 13.15% | +0.78 pts | See points |
| Tier 1 leverage (approximate) | 9.27% | 8.93% | +0.34 pts | See points |
| Construction and land loans to total capital | 7.90% | 8.97% | -1.07 pts | See points |
| Commercial real estate to total capital | 38.84% | 41.11% | -2.26 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -60.93% | -65.98% | +5.05 pts | See points |
| Liquidity | ||||
| Core deposits | $343.2M | $343.6M | -$444K | -0.1% |
| Non-core funding | $58.9M | $64.4M | -$5.5M | -8.6% |
| Loans to core deposits | 63.91% | 63.47% | +0.43 pts | See points |
| Loans to deposits | 58.96% | 57.71% | +1.25 pts | See points |
| Brokered deposits share of deposits | 0.00% | 2.00% | -2.00 pts | See points |
| Pledged securities share of securities | 51.64% | 62.62% | -10.97 pts | See points |
| Loans pledged, share of loans | 24.30% | 28.18% | -3.87 pts | See points |
| Volatile liabilities | $58.9M | $64.4M | -$5.5M | -8.6% |
| Earnings | ||||
| Earnings before provision, year to date | $1.6M | $859K | +$761K | +88.6% |
| Earnings before provision, single quarter | $761K | $859K | -$98K | -11.4% |
| Provision for credit losses, year to date | $78K | $30K | +$48K | +160.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.66% | 6.59% | +0.07 pts | See points |
| Yield on interest-bearing balances due from banks | 2.53% | 4.30% | -1.77 pts | See points |
| Total interest income to average assets | 4.68% | 4.65% | +0.02 pts | See points |
| Cost of interest-bearing transaction accounts | 0.50% | 0.45% | +0.05 pts | See points |
| Cost of savings and money market deposits | 2.45% | 2.08% | +0.37 pts | See points |
| Cost of time deposits | 3.37% | 3.22% | +0.15 pts | See points |
| Total interest expense to average assets | 1.53% | 1.46% | +0.06 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $416M | $369M | $219M | 0.57% | 13.16% | 3.49% |
| 2026-06-30 | $423M | $372M | $217M | 0.59% | 12.95% | 3.49% |
| 2026-03-31 | $429M | $378M | $216M | 0.60% | 13.50% | 3.49% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KS | $346.1M | 0.34% | 66 | Continuing · -0.00 pp |
| NE | $27M | 0.03% | 153 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.