Regulatory profile
Auburn, AL · FDIC certificate #35 · RSSD 749635
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $1.0B | $0.6B | 0.88% | 10.15% | 3.31% |
| 2026-03-31 | $1.0B | $0.9B | $0.6B | 0.88% | 9.89% | 3.35% |
| 2025-12-31 | $1.0B | $0.9B | $0.6B | 0.74% | 8.84% | 3.28% |
| 2025-09-30 | $1.0B | $0.9B | $0.6B | 0.77% | 9.26% | 3.25% |
| 2025-06-30 | $1.0B | $0.9B | $0.6B | 0.70% | 8.58% | 3.20% |
| 2024-06-30 | $1.0B | $0.9B | $0.6B | 0.65% | 8.74% | 3.03% |
| 2023-09-30 | $1.0B | $1.0B | $0.5B | 0.72% | 11.07% | 2.95% |
| 2023-06-30 | $1.0B | $1.0B | $0.5B | 0.78% | 11.60% | 3.06% |
| 2023-03-31 | $1.0B | $0.9B | $0.5B | 0.78% | 11.63% | 3.11% |
| 2022-12-31 | $1.0B | $1.0B | $0.5B | 0.98% | 13.81% | 2.80% |
| 2022-09-30 | $1.0B | $1.0B | $0.5B | 0.73% | 10.07% | 2.67% |
| 2022-06-30 | $1.1B | $1.0B | $0.4B | 0.72% | 9.14% | 2.48% |
| 2022-03-31 | $1.1B | $1.0B | $0.4B | 0.76% | 9.08% | 2.40% |
| 2021-12-31 | $1.1B | $1.0B | $0.5B | 0.74% | 7.52% | 2.51% |
| 2021-09-30 | $1.1B | $1.0B | $0.4B | 0.76% | 7.55% | 2.55% |
| 2021-06-30 | $1.0B | $0.9B | $0.5B | 0.81% | 7.92% | 2.58% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1129533 · 1984-12-31 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.