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Regulatory profile
Spirit Lake, IA · FDIC certificate #5170 · RSSD 45551
BANK MIDWEST is an FDIC-insured institution based in Spirit Lake, IA (FDIC certificate #5170). In its Q2 2026 Call Report it reported total assets of $1.3B, total deposits of $1.1B and net loans of $1.0B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK MIDWEST from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.95% |
|---|---|
| Equity to assets | 9.88% |
| Noncurrent loans ratio | 0.42% |
| Nonaccrual loans ratio | 0.35% |
| Loan to deposit ratio | 91.28% |
| Liquid assets ratio | 16.59% |
| Brokered deposit ratio | 7.83% |
| Total deposits | $1.1B |
| Net loans and leases | $1.0B |