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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,214,100 | 1,025,757 | 853,326 | 1.28 | 16.53 | 3.71 |
| 2016-06-30 | 1,193,091 | 1,019,635 | 881,309 | 1.35 | 16.95 | 3.79 |
| 2016-09-30 | 1,288,610 | 1,118,757 | 872,236 | 1.37 | 17.08 | 3.79 |
| 2016-12-31 | 1,218,361 | 1,064,717 | 903,138 | 1.42 | 17.41 | 3.89 |
| 2017-03-31 | 1,491,028 | 1,302,254 | 1,170,578 | 1.59 | 17.23 | 4.66 |
| 2017-06-30 | 1,534,300 | 1,331,585 | 1,186,214 | 1.71 | 18.17 | 4.63 |
| 2017-09-30 | 1,534,015 | 1,319,492 | 1,198,301 | 1.74 | 18.18 | 4.65 |
| 2017-12-31 | 1,537,200 | 1,331,246 | 1,249,005 | 1.37 | 14.12 | 4.68 |
| 2018-03-31 | 1,574,556 | 1,283,743 | 1,274,735 | 1.97 | 19.11 | 4.53 |
| 2018-06-30 | 1,596,418 | 1,314,821 | 1,284,723 | 1.96 | 18.73 | 4.56 |
| 2018-09-30 | 1,654,462 | 1,376,193 | 1,280,810 | 1.98 | 18.92 | 4.55 |
| 2018-12-31 | 1,686,849 | 1,381,854 | 1,290,217 | 1.91 | 18.14 | 4.54 |
| 2019-03-31 | 1,644,480 | 1,331,678 | 1,311,756 | 1.95 | 17.67 | 4.44 |
| 2019-06-30 | 1,768,332 | 1,458,168 | 1,291,469 | 1.91 | 17.41 | 4.38 |
| 2019-09-30 | 1,713,848 | 1,377,286 | 1,325,274 | 1.97 | 17.78 | 4.40 |
| 2019-12-31 | 1,756,512 | 1,395,253 | 1,342,384 | 1.92 | 17.15 | 4.39 |
| 2020-03-31 | 1,845,756 | 1,468,427 | 1,386,378 | 1.59 | 13.97 | 4.19 |
| 2020-06-30 | 2,131,847 | 1,690,996 | 1,612,079 | 1.39 | 12.77 | 4.18 |
| 2020-09-30 | 2,219,830 | 1,784,230 | 1,585,982 | 1.37 | 13.05 | 4.10 |
| 2020-12-31 | 2,212,232 | 1,842,925 | 1,580,626 | 1.13 | 10.94 | 3.98 |
| 2021-03-31 | 2,389,262 | 2,007,559 | 1,590,714 | 1.51 | 16.30 | 3.37 |
| 2021-06-30 | 2,561,328 | 2,176,399 | 1,500,691 | 1.65 | 18.05 | 3.20 |
| 2021-09-30 | 2,702,046 | 2,301,275 | 1,472,823 | 1.85 | 20.34 | 3.31 |
| 2021-12-31 | 3,348,573 | 2,881,072 | 1,856,947 | 1.53 | 16.38 | 3.13 |
| 2022-03-31 | 3,362,597 | 2,892,363 | 2,040,156 | 1.26 | 12.85 | 3.12 |
| 2022-06-30 | 3,259,270 | 2,808,271 | 2,085,578 | 1.34 | 13.48 | 3.32 |
| 2022-09-30 | 3,223,252 | 2,772,763 | 2,114,082 | 1.47 | 14.44 | 3.53 |
| 2022-12-31 | 3,016,741 | 2,569,923 | 2,214,592 | 1.50 | 14.29 | 3.79 |
| 2023-03-31 | 3,092,901 | 2,570,781 | 2,275,544 | 1.76 | 14.78 | 4.35 |
| 2023-06-30 | 3,089,300 | 2,485,546 | 2,370,512 | 1.73 | 14.39 | 4.23 |
| 2023-09-30 | 3,078,389 | 2,580,266 | 2,336,855 | 1.69 | 13.88 | 4.20 |
| 2023-12-31 | 3,087,990 | 2,557,933 | 2,386,700 | 1.57 | 12.75 | 4.16 |
| 2024-03-31 | 3,042,317 | 2,543,009 | 2,435,681 | 1.61 | 12.31 | 4.01 |
| 2024-06-30 | 3,136,156 | 2,458,732 | 2,524,515 | 1.61 | 12.33 | 4.02 |
| 2024-09-30 | 3,150,538 | 2,635,456 | 2,489,855 | 1.69 | 12.85 | 4.10 |
| 2024-12-31 | 3,185,649 | 2,598,520 | 2,502,710 | 1.58 | 11.94 | 4.14 |
| 2025-03-31 | 3,244,258 | 2,700,807 | 2,531,163 | 1.69 | 12.47 | 4.21 |
| 2025-06-30 | 3,289,248 | 2,659,681 | 2,665,974 | 1.73 | 12.71 | 4.23 |
| 2025-09-30 | 3,299,623 | 2,772,600 | 2,629,732 | 1.79 | 13.10 | 4.31 |
| 2025-12-31 | 3,340,777 | 2,741,282 | 2,692,699 | 1.72 | 12.47 | 4.34 |
| 2026-03-31 | 3,329,445 | 2,738,030 | 2,666,799 | 1.91 | 13.28 | 4.41 |
| 2026-06-30 | 3,496,950 | 2,843,062 | 2,632,991 | 1.98 | 13.82 | 4.41 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-12-01 | 1 | 755047 | 2390929 |
| 2017-01-07 | 1 | 3430297 | 2390929 |
| 2010-05-15 | 50 | 2902041 | 2390929 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.