Regulatory profile
Ann Arbor, MI · FDIC certificate #34120 · RSSD 2390929
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.5B | $2.8B | $2.6B | 1.98% | 13.82% | 4.41% |
| 2026-03-31 | $3.3B | $2.7B | $2.7B | 1.91% | 13.28% | 4.41% |
| 2025-12-31 | $3.3B | $2.7B | $2.7B | 1.72% | 12.47% | 4.34% |
| 2025-09-30 | $3.3B | $2.8B | $2.6B | 1.79% | 13.10% | 4.31% |
| 2025-06-30 | $3.3B | $2.7B | $2.7B | 1.73% | 12.71% | 4.23% |
| 2025-03-31 | $3.2B | $2.7B | $2.5B | 1.69% | 12.47% | 4.21% |
| 2024-12-31 | $3.2B | $2.6B | $2.5B | 1.58% | 11.94% | 4.14% |
| 2024-09-30 | $3.2B | $2.6B | $2.5B | 1.69% | 12.85% | 4.10% |
| 2024-06-30 | $3.1B | $2.5B | $2.5B | 1.61% | 12.33% | 4.02% |
| 2024-03-31 | $3.0B | $2.5B | $2.4B | 1.61% | 12.31% | 4.01% |
| 2023-12-31 | $3.1B | $2.6B | $2.4B | 1.57% | 12.75% | 4.16% |
| 2023-09-30 | $3.1B | $2.6B | $2.3B | 1.69% | 13.88% | 4.20% |
| 2023-06-30 | $3.1B | $2.5B | $2.4B | 1.73% | 14.39% | 4.23% |
| 2023-03-31 | $3.1B | $2.6B | $2.3B | 1.76% | 14.78% | 4.35% |
| 2022-12-31 | $3.0B | $2.6B | $2.2B | 1.50% | 14.29% | 3.79% |
| 2022-09-30 | $3.2B | $2.8B | $2.1B | 1.47% | 14.44% | 3.53% |
| 2022-06-30 | $3.3B | $2.8B | $2.1B | 1.34% | 13.48% | 3.32% |
| 2022-03-31 | $3.4B | $2.9B | $2.0B | 1.26% | 12.85% | 3.12% |
| 2021-12-31 | $3.3B | $2.9B | $1.9B | 1.53% | 16.38% | 3.13% |
| 2021-09-30 | $2.7B | $2.3B | $1.5B | 1.85% | 20.34% | 3.31% |
| 2021-06-30 | $2.6B | $2.2B | $1.5B | 1.65% | 18.05% | 3.20% |
| 2021-03-31 | $2.4B | $2.0B | $1.6B | 1.51% | 16.30% | 3.37% |
| 2020-12-31 | $2.2B | $1.8B | $1.6B | 1.13% | 10.94% | 3.98% |
| 2020-09-30 | $2.2B | $1.8B | $1.6B | 1.37% | 13.05% | 4.10% |
| 2020-06-30 | $2.1B | $1.7B | $1.6B | 1.39% | 12.77% | 4.18% |
| 2020-03-31 | $1.8B | $1.5B | $1.4B | 1.59% | 13.97% | 4.19% |
| 2019-12-31 | $1.8B | $1.4B | $1.3B | 1.92% | 17.15% | 4.39% |
| 2019-09-30 | $1.7B | $1.4B | $1.3B | 1.97% | 17.78% | 4.40% |
| 2019-06-30 | $1.8B | $1.5B | $1.3B | 1.91% | 17.41% | 4.38% |
| 2019-03-31 | $1.6B | $1.3B | $1.3B | 1.95% | 17.67% | 4.44% |
| 2018-12-31 | $1.7B | $1.4B | $1.3B | 1.91% | 18.14% | 4.54% |
| 2018-09-30 | $1.7B | $1.4B | $1.3B | 1.98% | 18.92% | 4.55% |
| 2018-06-30 | $1.6B | $1.3B | $1.3B | 1.96% | 18.73% | 4.56% |
| 2018-03-31 | $1.6B | $1.3B | $1.3B | 1.97% | 19.11% | 4.53% |
| 2017-12-31 | $1.5B | $1.3B | $1.2B | 1.37% | 14.12% | 4.68% |
| 2017-09-30 | $1.5B | $1.3B | $1.2B | 1.74% | 18.18% | 4.65% |
| 2017-06-30 | $1.5B | $1.3B | $1.2B | 1.71% | 18.17% | 4.63% |
| 2017-03-31 | $1.5B | $1.3B | $1.2B | 1.59% | 17.23% | 4.66% |
| 2016-12-31 | $1.2B | $1.1B | $0.9B | 1.42% | 17.41% | 3.89% |
| 2016-09-30 | $1.3B | $1.1B | $0.9B | 1.37% | 17.08% | 3.79% |
| 2016-06-30 | $1.2B | $1.0B | $0.9B | 1.35% | 16.95% | 3.79% |
| 2016-03-31 | $1.2B | $1.0B | $0.9B | 1.28% | 16.53% | 3.71% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2454380 · 1996-07-15 to current
2021-12-01RSSD 755047 → 2390929 · code 1
2017-01-07RSSD 3430297 → 2390929 · code 1
2010-05-15RSSD 2902041 → 2390929 · code 50
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.