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Regulatory profile
Berryville, VA · FDIC certificate #6123 · RSSD 753324
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.8B | $1.6B | $1.5B | 1.02% | 8.64% | 3.84% |
| 2026-03-31 | $1.8B | $1.6B | $1.4B | 0.88% | 7.51% | 3.69% |
| 2025-12-31 | $1.9B | $1.6B | $1.5B | 0.50% | 4.95% | 3.52% |
| 2025-09-30 | $1.9B | $1.7B | $1.4B | 0.34% | 3.49% | 3.45% |
| 2025-06-30 | $2.0B | $1.8B | $1.4B | -0.10% | -1.04% | 3.26% |
| 2025-03-31 | $1.9B | $1.6B | $1.4B | -1.41% | -15.32% | 3.08% |
| 2024-12-31 | $1.9B | $1.6B | $1.5B | 0.92% | 11.96% | 3.07% |
| 2024-09-30 | $1.9B | $1.5B | $1.5B | 0.75% | 9.82% | 3.03% |
| 2024-06-30 | $1.8B | $1.5B | $1.4B | 0.72% | 9.44% | 3.00% |
| 2024-03-31 | $1.8B | $1.5B | $1.4B | 0.65% | 8.62% | 3.02% |
| 2023-12-31 | $1.8B | $1.5B | $1.4B | 0.62% | 8.37% | 3.14% |
| 2023-09-30 | $1.8B | $1.5B | $1.4B | 0.62% | 8.41% | 3.20% |
| 2023-06-30 | $1.8B | $1.5B | $1.5B | 0.63% | 8.45% | 3.21% |
| 2023-03-31 | $1.8B | $1.4B | $1.4B | 0.70% | 9.29% | 3.29% |
| 2022-12-31 | $1.6B | $1.3B | $1.3B | 1.09% | 13.32% | 3.76% |
| 2022-09-30 | $1.5B | $1.3B | $1.2B | 1.16% | 13.89% | 3.77% |
| 2022-06-30 | $1.4B | $1.2B | $1.1B | 1.13% | 13.30% | 3.68% |
| 2022-03-31 | $1.4B | $1.2B | $1.0B | 0.99% | 11.63% | 3.55% |
| 2021-12-31 | $1.3B | $1.2B | $1.0B | 0.93% | 10.84% | 3.59% |
| 2021-09-30 | $1.3B | $1.1B | $0.9B | 0.99% | 11.52% | 3.55% |
| 2021-06-30 | $1.2B | $1.1B | $0.9B | 1.01% | 11.70% | 3.53% |
| 2021-03-31 | $1.2B | $1.1B | $0.9B | 1.00% | 11.45% | 3.50% |
| 2020-12-31 | $1.1B | $1.0B | $0.8B | 1.14% | 11.61% | 3.80% |
| 2020-09-30 | $1.1B | $1.0B | $0.8B | 1.22% | 12.16% | 3.85% |
| 2020-06-30 | $1.0B | $0.9B | $0.8B | 1.16% | 11.25% | 3.83% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1951770 · 1992-01-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.