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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Bells, TN · FDIC certificate #1468
BANK OF CROCKETT is an FDIC-insured institution based in Bells, TN (FDIC certificate #1468). In its Q3 2026 Call Report it reported total assets of $301M, total deposits of $268M and net loans of $209M. Its primary federal regulator is FED.
Plain-language readout
BANK OF CROCKETT has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $301M in Q1 2026 and were lowest at $299M in Q2 2026.
Total deposits were highest at $269M in Q1 2026 and lowest at $266M in Q2 2026.
Over the whole period total assets fell 0.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $301M | $268M | $209M | 1.47% | 15.02% | 4.16% |
| Q2 2026 | $299M | $266M | $203M | 1.49% | 15.40% | 4.12% |
| Q1 2026 | $301M | $269M | $192M | 1.41% | 14.78% | 3.99% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $4.8M | $4.1M | +$700K | +17.0% |
| Federal funds sold | $2.9M | $12.8M | -$9.9M | -77.1% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $73.6M | $78.0M | -$4.4M | -5.6% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $202.9M | $191.7M | +$11.2M | +5.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $2.0M | $2.1M | -$44K | -2.1% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $381K | $381K | $0K | 0.0% |
| All other assets | $12.4M | $12.1M | +$357K | +3.0% |
| Total assets | $299.1M | $301.1M | -$2.0M | -0.7% |
| Liabilities | ||||
| Total deposits | $266.3M | $269.4M | -$3.1M | -1.2% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $1.4M | $1.5M | -$99K | -6.7% |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.5M | $1.6M | -$43K | -2.7% |
| Total liabilities | $269.2M | $272.4M | -$3.2M | -1.2% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $250K | $250K | $0K | 0.0% |
| Surplus | $2.9M | $2.9M | $0K | 0.0% |
| Retained earnings | $28.4M | $27.2M | +$1.2M | +4.3% |
| Accumulated other comprehensive income | -$1.7M | -$1.7M | +$47K | +2.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $29.9M | $28.6M | +$1.2M | +4.3% |
| Credit and capital | ||||
| Gross nonperforming assets | $607K | $56K | +$551K | +983.9% |
| Adjusted nonperforming assets | $607K | $56K | +$551K | +983.9% |
| Tangible equity plus allowance | $32.4M | $31.1M | +$1.3M | +4.2% |
| Texas ratio (gross) | 1.87% | 0.18% | +1.69 pts | See points |
| Texas ratio (adjusted) | 1.87% | 0.18% | +1.69 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 1.87% | 0.18% | +1.69 pts | See points |
| Tier 1 capital to risk-weighted assets | 13.31% | 13.03% | +0.28 pts | See points |
| Common equity Tier 1 to risk-weighted assets | 13.31% | 13.03% | +0.28 pts | See points |
| Tier 2 capital to risk-weighted assets | 1.25% | 1.24% | +0.01 pts | See points |
| Total risk-based capital to risk-weighted assets | 14.56% | 14.27% | +0.29 pts | See points |
| Tier 1 leverage (approximate) | 10.46% | 10.16% | +0.31 pts | See points |
| Construction and land loans to total capital | 25.52% | 30.50% | -4.99 pts | See points |
| Commercial real estate to total capital | 31.17% | 36.38% | -5.21 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -7.40% | -7.91% | +0.51 pts | See points |
| Liquidity | ||||
| Core deposits | $241.4M | $246.8M | -$5.3M | -2.2% |
| Non-core funding | $26.2M | $24.1M | +$2.1M | +8.9% |
| Loans to core deposits | 85.25% | 78.83% | +6.43 pts | See points |
| Loans to deposits | 77.30% | 72.21% | +5.08 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 76.27% | 67.40% | +8.87 pts | See points |
| Loans pledged, share of loans | 24.73% | 24.20% | +0.53 pts | See points |
| Volatile liabilities | $38.4M | $37.7M | +$631K | +1.7% |
| Earnings | ||||
| Earnings before provision, year to date | $3.4M | $1.6M | +$1.8M | +109.8% |
| Earnings before provision, single quarter | $1.8M | $1.6M | +$158K | +9.8% |
| Provision for credit losses, year to date | $165K | $65K | +$100K | +153.8% |
| Yield and cost | ||||
| Yield on loans and leases | 6.80% | 6.76% | +0.03 pts | See points |
| Yield on interest-bearing balances due from banks | 2.60% | 2.19% | +0.41 pts | See points |
| Total interest income to average assets | 5.44% | 5.25% | +0.19 pts | See points |
| Cost of interest-bearing transaction accounts | 0.29% | 0.34% | -0.05 pts | See points |
| Cost of savings and money market deposits | 1.36% | 1.39% | -0.03 pts | See points |
| Cost of time deposits | 3.32% | 3.36% | -0.04 pts | See points |
| Total interest expense to average assets | 1.48% | 1.53% | -0.05 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $301M | $268M | $209M | 1.47% | 15.02% | 4.16% |
| 2026-06-30 | $299M | $266M | $203M | 1.49% | 15.40% | 4.12% |
| 2026-03-31 | $301M | $269M | $192M | 1.41% | 14.78% | 3.99% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TN | $253.5M | 0.11% | 101 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.