Regulatory profile
Delight, AR · FDIC certificate #99
BANK OF DELIGHT is an FDIC-insured institution based in Delight, AR (FDIC certificate #99). In its Q3 2026 Call Report it reported total assets of $207M, total deposits of $174M and net loans of $185M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK OF DELIGHT from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $174M |
|---|---|
| Net loans and leases | $185M |
Plain-language readout
BANK OF DELIGHT in Delight, AR funds its loans with $174M of deposits and holds $185M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF DELIGHT in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 105.99% in Q3 2026, against 101.35% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $185M | $174M | 105.99% |
| Q2 2026 | $178M | $169M | 105.03% |
| Q1 2026 | $174M | $172M | 101.35% |