Regulatory profile
Holly Springs, MS · FDIC certificate #8232
BANK OF HOLLY SPRINGS is an FDIC-insured institution based in Holly Springs, MS (FDIC certificate #8232). In its Q3 2026 Call Report it reported total assets of $586M, total deposits of $492M and net loans of $412M. Its primary federal regulator is FDIC.
Reported facts
BANK OF HOLLY SPRINGS (FDIC certificate #8232) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $586M |
|---|---|
| Total deposits | $492M |
| Net loans and leases | $412M |
| Return on assets | 0.40% |
| Return on equity | 2.95% |
| Net interest margin | 4.19% |
| Quarterly asset change | -0.28% |
| Quarterly deposit change | 0.34% |
Plain-language readout
BANK OF HOLLY SPRINGS in Holly Springs, MS reported total assets of $586M, total deposits of $492M and net loans of $412M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.40%, a return on equity of 2.95%, a net interest margin of 4.19%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $586M | $492M | $412M | 0.40% | 2.95% | 4.19% |
| Q2 2026 | $588M | $491M | $423M | 1.30% | 9.54% | 4.14% |
| Q1 2026 | $597M | $503M | $429M | 1.38% | 10.12% | 4.18% |
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