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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holly Springs, MS · FDIC certificate #8232
BANK OF HOLLY SPRINGS is an FDIC-insured institution based in Holly Springs, MS (FDIC certificate #8232). In its Q3 2026 Call Report it reported total assets of $586M, total deposits of $492M and net loans of $412M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK OF HOLLY SPRINGS from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $492M |
|---|---|
| Net loans and leases | $412M |
Plain-language readout
BANK OF HOLLY SPRINGS in Holly Springs, MS funds its loans with $492M of deposits and holds $412M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF HOLLY SPRINGS in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 83.76% in Q3 2026, against 85.27% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $412M | $492M | 83.76% |
| Q2 2026 | $423M | $491M | 86.29% |
| Q1 2026 | $429M | $503M | 85.27% |