Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Landisburg, PA · FDIC certificate #90384
BANK OF LANDISBURG is an FDIC-insured institution based in Landisburg, PA (FDIC certificate #90384). In its Q3 2026 Call Report it reported total assets of $429M, total deposits of $359M and net loans of $276M. Its primary federal regulator is FED.
Plain-language readout
BANK OF LANDISBURG has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $429M in Q3 2026 and were lowest at $417M in Q2 2026.
Total deposits were highest at $359M in Q3 2026 and lowest at $348M in Q2 2026.
Over the whole period total assets rose 2.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $429M | $359M | $276M | 1.74% | 10.84% | 3.96% |
| Q2 2026 | $417M | $348M | $272M | 1.72% | 10.68% | 3.91% |
| Q1 2026 | $419M | $349M | $270M | 1.64% | 10.23% | 3.81% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $15.4M | $18.9M | -$3.6M | -18.8% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $109.9M | $110.5M | -$675K | -0.6% |
| Equity securities with readily determinable fair values, not held for trading | $195K | $184K | +$11K | +6.0% |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $272.4M | $270.0M | +$2.4M | +0.9% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $2.3M | $2.3M | +$17K | +0.7% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $24K | $0K | +$24K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $16.9M | $16.5M | +$401K | +2.4% |
| Total assets | $417.1M | $418.5M | -$1.4M | -0.3% |
| Liabilities | ||||
| Total deposits | $347.7M | $349.0M | -$1.3M | -0.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.5M | $1.7M | -$240K | -13.8% |
| Total liabilities | $349.2M | $350.7M | -$1.5M | -0.4% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $60K | $60K | $0K | 0.0% |
| Surplus | $10.0M | $10.0M | $0K | 0.0% |
| Retained earnings | $63.4M | $62.4M | +$1.0M | +1.6% |
| Accumulated other comprehensive income | -$3.5M | -$2.6M | -$904K | -34.5% |
| Other equity components | -$2.0M | -$2.0M | $0K | 0.0% |
| Total equity capital | $67.9M | $67.8M | +$108K | +0.2% |
| Credit and capital | ||||
| Gross nonperforming assets | $4.4M | $4.8M | -$403K | -8.3% |
| Adjusted nonperforming assets | $4.4M | $4.8M | -$403K | -8.3% |
| Tangible equity plus allowance | $71.0M | $70.9M | +$118K | +0.2% |
| Texas ratio (gross) | 6.25% | 6.83% | -0.58 pts | See points |
| Texas ratio (adjusted) | 6.25% | 6.83% | -0.58 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 10.81% | 11.40% | -0.59 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 16.97% | 16.73% | +0.24 pts | See points |
| Construction and land loans to total capital | 10.29% | 9.71% | +0.58 pts | See points |
| Commercial real estate to total capital | 40.51% | 39.90% | +0.61 pts | See points |
| Dividend payout, year to date | 24.17% | 0.00% | +24.17 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -6.25% | -4.71% | -1.54 pts | See points |
| Liquidity | ||||
| Core deposits | $318.4M | $323.1M | -$4.7M | -1.5% |
| Non-core funding | $29.3M | $25.9M | +$3.4M | +13.3% |
| Loans to core deposits | 86.54% | 84.54% | +2.00 pts | See points |
| Loans to deposits | 79.24% | 78.27% | +0.98 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 42.36% | 43.76% | -1.40 pts | See points |
| Loans pledged, share of loans | 80.94% | 81.10% | -0.16 pts | See points |
| Volatile liabilities | $29.3M | $25.9M | +$3.4M | +13.3% |
| Earnings | ||||
| Earnings before provision, year to date | $4.5M | $2.2M | +$2.4M | +108.7% |
| Earnings before provision, single quarter | $2.4M | $2.2M | +$189K | +8.7% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.10% | 6.01% | +0.09 pts | See points |
| Yield on interest-bearing balances due from banks | 3.84% | 3.56% | +0.28 pts | See points |
| Total interest income to average assets | 5.09% | 5.01% | +0.08 pts | See points |
| Cost of interest-bearing transaction accounts | 0.09% | 0.09% | +0.00 pts | See points |
| Cost of savings and money market deposits | 1.00% | 1.11% | -0.11 pts | See points |
| Cost of time deposits | 3.25% | 3.38% | -0.13 pts | See points |
| Total interest expense to average assets | 1.34% | 1.42% | -0.09 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $429M | $359M | $276M | 1.74% | 10.84% | 3.96% |
| 2026-06-30 | $417M | $348M | $272M | 1.72% | 10.68% | 3.91% |
| 2026-03-31 | $419M | $349M | $270M | 1.64% | 10.23% | 3.81% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $339.2M | 0.06% | 100 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.