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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Little Rock, AR · FDIC certificate #91280
BANK OF LITTLE ROCK is an FDIC-insured institution based in Little Rock, AR (FDIC certificate #91280). In its Q3 2026 Call Report it reported total assets of $243M, total deposits of $223M and net loans of $127M. Its primary federal regulator is FED.
Plain-language readout
BANK OF LITTLE ROCK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $265M in Q1 2026 and were lowest at $243M in Q3 2026.
Total deposits were highest at $242M in Q1 2026 and lowest at $223M in Q3 2026.
Over the whole period total assets fell 8.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $243M | $223M | $127M | -0.57% | -7.13% | 4.06% |
| Q2 2026 | $253M | $232M | $128M | -1.25% | -15.36% | 3.99% |
| Q1 2026 | $265M | $242M | $127M | 0.97% | 11.69% | 3.88% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $7.0M | $7.7M | -$765K | -9.9% |
| Federal funds sold | $8.1M | $19.1M | -$11.0M | -57.5% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $95.8M | $98.5M | -$2.7M | -2.7% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $7.1M | $5.1M | +$2.0M | +38.2% |
| Net loans and leases (after allowance) | $121.4M | $121.8M | -$427K | -0.4% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $5.4M | $5.5M | -$50K | -0.9% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $125K | $125K | $0K | 0.0% |
| All other assets | $8.0M | $7.5M | +$533K | +7.1% |
| Total assets | $252.9M | $265.3M | -$12.4M | -4.7% |
| Liabilities | ||||
| Total deposits | $231.5M | $241.5M | -$10.0M | -4.1% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $1.6M | $1.6M | +$9K | +0.6% |
| Total liabilities | $233.1M | $243.1M | -$10.0M | -4.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $1.0M | $1.0M | $0K | 0.0% |
| Surplus | $12.0M | $12.0M | $0K | 0.0% |
| Retained earnings | $12.1M | $14.4M | -$2.3M | -16.2% |
| Accumulated other comprehensive income | -$5.3M | -$5.2M | -$135K | -2.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $19.7M | $22.2M | -$2.5M | -11.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $665K | $696K | -$31K | -4.5% |
| Adjusted nonperforming assets | $665K | $696K | -$31K | -4.5% |
| Tangible equity plus allowance | $21.9M | $24.2M | -$2.3M | -9.6% |
| Texas ratio (gross) | 3.04% | 2.87% | +0.16 pts | See points |
| Texas ratio (adjusted) | 3.04% | 2.87% | +0.16 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 3.04% | 2.87% | +0.16 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 8.59% | 9.33% | -0.74 pts | See points |
| Construction and land loans to total capital | 149.33% | 116.86% | +32.47 pts | See points |
| Commercial real estate to total capital | 196.36% | 157.72% | +38.64 pts | See points |
| Dividend payout, year to date | Not reported | 0.00% | Not reported | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -32.35% | -27.69% | -4.66 pts | See points |
| Liquidity | ||||
| Core deposits | $218.0M | $226.6M | -$8.6M | -3.8% |
| Non-core funding | $13.5M | $14.9M | -$1.4M | -9.4% |
| Loans to core deposits | 56.72% | 54.70% | +2.02 pts | See points |
| Loans to deposits | 53.42% | 51.33% | +2.09 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 32.16% | 31.38% | +0.78 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $13.5M | $14.9M | -$1.4M | -9.4% |
| Earnings | ||||
| Earnings before provision, year to date | $1.9M | $885K | +$1.0M | +115.3% |
| Earnings before provision, single quarter | $1.0M | $885K | +$135K | +15.3% |
| Provision for credit losses, year to date | $4.1M | $70K | +$4.0M | +5757.1% |
| Yield and cost | ||||
| Yield on loans and leases | 7.13% | 7.30% | -0.18 pts | See points |
| Yield on interest-bearing balances due from banks | 3.50% | 3.39% | +0.11 pts | See points |
| Total interest income to average assets | 5.11% | 4.98% | +0.13 pts | See points |
| Cost of interest-bearing transaction accounts | 0.75% | 0.74% | +0.01 pts | See points |
| Cost of savings and money market deposits | 1.21% | 1.25% | -0.04 pts | See points |
| Cost of time deposits | 3.46% | 3.61% | -0.16 pts | See points |
| Total interest expense to average assets | 1.28% | 1.37% | -0.09 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $243M | $223M | $127M | -0.57% | -7.13% | 4.06% |
| 2026-06-30 | $253M | $232M | $128M | -1.25% | -15.36% | 3.99% |
| 2026-03-31 | $265M | $242M | $127M | 0.97% | 11.69% | 3.88% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $259.6M | 0.24% | 60 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.