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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Mead, NE · FDIC certificate #13611
BANK OF MEAD is an FDIC-insured institution based in Mead, NE (FDIC certificate #13611). In its Q3 2026 Call Report it reported total assets of $39M, total deposits of $34M and net loans of $17M. Its primary federal regulator is FDIC.
Plain-language readout
BANK OF MEAD has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $40M in Q1 2026 and were lowest at $39M in Q3 2026.
Total deposits were highest at $36M in Q1 2026 and lowest at $34M in Q3 2026.
Over the whole period total assets fell 3.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $39M | $34M | $17M | 0.87% | 8.74% | 3.08% |
| Q2 2026 | $40M | $36M | $16M | 0.85% | 8.58% | 3.02% |
| Q1 2026 | $40M | $36M | $15M | 0.90% | 9.08% | 2.98% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $6.9M | $8.0M | -$1.1M | -13.7% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $15.9M | $15.9M | +$19K | +0.1% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $16.1M | $15.4M | +$713K | +4.6% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $111K | $117K | -$6K | -5.1% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $677K | $591K | +$86K | +14.6% |
| Total assets | $39.7M | $40.0M | -$287K | -0.7% |
| Liabilities | ||||
| Total deposits | $35.6M | $36.0M | -$378K | -1.1% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $143K | $122K | +$21K | +17.2% |
| Total liabilities | $35.7M | $36.1M | -$357K | -1.0% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $100K | $100K | $0K | 0.0% |
| Surplus | $2.8M | $2.8M | $0K | 0.0% |
| Retained earnings | $1.1M | $1.0M | +$80K | +7.8% |
| Accumulated other comprehensive income | -$76K | -$66K | -$10K | -15.2% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $3.9M | $3.9M | +$70K | +1.8% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $4.4M | $4.4M | +$69K | +1.6% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 10.13% | 10.05% | +0.08 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 1.96% | 2.04% | -0.08 pts | See points |
| Dividend payout, year to date | 0.00% | 0.00% | 0.00 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -21.75% | -22.62% | +0.88 pts | See points |
| Liquidity | ||||
| Core deposits | $35.0M | $35.4M | -$383K | -1.1% |
| Non-core funding | $595K | $590K | +$5K | +0.8% |
| Loans to core deposits | 47.32% | 44.80% | +2.52 pts | See points |
| Loans to deposits | 46.53% | 44.06% | +2.47 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 30.19% | 30.25% | -0.05 pts | See points |
| Loans pledged, share of loans | 37.25% | 39.71% | -2.47 pts | See points |
| Volatile liabilities | $595K | $590K | +$5K | +0.8% |
| Earnings | ||||
| Earnings before provision, year to date | $206K | $106K | +$100K | +94.3% |
| Earnings before provision, single quarter | $100K | $106K | -$6K | -5.7% |
| Provision for credit losses, year to date | -$2K | -$1K | -$1K | -100.0% |
| Yield and cost | ||||
| Yield on loans and leases | 6.50% | 6.40% | +0.10 pts | See points |
| Yield on interest-bearing balances due from banks | 2.97% | 2.83% | +0.14 pts | See points |
| Total interest income to average assets | 4.06% | 3.94% | +0.12 pts | See points |
| Cost of interest-bearing transaction accounts | 0.13% | 0.06% | +0.06 pts | See points |
| Cost of savings and money market deposits | 0.77% | 0.75% | +0.02 pts | See points |
| Cost of time deposits | 3.20% | 3.25% | -0.05 pts | See points |
| Total interest expense to average assets | 1.16% | 1.15% | +0.02 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $39M | $34M | $17M | 0.87% | 8.74% | 3.08% |
| 2026-06-30 | $40M | $36M | $16M | 0.85% | 8.58% | 3.02% |
| 2026-03-31 | $40M | $36M | $15M | 0.90% | 9.08% | 2.98% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $33.2M | 0.04% | 151 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.