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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Oak Ridge, NC · FDIC certificate #35365
BANK OF OAK RIDGE is an FDIC-insured institution based in Oak Ridge, NC (FDIC certificate #35365). In its Q3 2026 Call Report it reported total assets of $671M, total deposits of $524M and net loans of $529M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK OF OAK RIDGE from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $524M |
|---|---|
| Net loans and leases | $529M |
Plain-language readout
BANK OF OAK RIDGE in Oak Ridge, NC funds its loans with $524M of deposits and holds $529M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF OAK RIDGE in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 100.84% in Q3 2026, against 92.95% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $529M | $524M | 100.84% |
| Q2 2026 | $515M | $510M | 101.13% |
| Q1 2026 | $507M | $545M | 92.95% |