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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-12-31 | 1,014,387 | 812,758 | 749,497 | 1.28 | 13.16 | 3.72 |
| 2024-03-31 | 1,107,014 | 962,430 | 769,320 | 1.00 | 10.24 | 3.45 |
| 2024-06-30 | 1,080,830 | 943,113 | 780,300 | 1.14 | 11.64 | 3.57 |
| 2024-09-30 | 1,144,182 | 990,648 | 784,167 | 1.20 | 12.20 | 3.58 |
| 2024-12-31 | 1,150,430 | 998,123 | 802,691 | 1.16 | 11.67 | 3.57 |
| 2025-03-31 | 1,136,841 | 980,666 | 782,535 | 1.21 | 11.79 | 3.62 |
| 2025-06-30 | 1,123,645 | 965,202 | 804,423 | 1.29 | 12.27 | 3.75 |
| 2025-09-30 | 1,152,149 | 986,484 | 827,450 | 1.38 | 12.95 | 3.86 |
| 2025-12-31 | 1,170,761 | 1,000,722 | 835,595 | 1.42 | 13.12 | 3.93 |
| 2026-03-31 | 1,199,826 | 1,019,125 | 809,927 | 1.42 | 12.49 | 3.94 |
| 2026-06-30 | 1,178,764 | 1,000,333 | 829,715 | 1.28 | 11.10 | 4.03 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-04-01 | 1 | 894946 | 930442 |
| 2013-01-01 | 1 | 548838 | 930442 |
| 2010-07-24 | 1 | 727530 | 930442 |
| 2001-01-15 | 1 | 854146 | 930442 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.