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Regulatory profile
Pontiac, IL · FDIC certificate #16982 · RSSD 930442
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.0B | $0.8B | 1.28% | 11.10% | 4.03% |
| 2026-03-31 | $1.2B | $1.0B | $0.8B | 1.42% | 12.49% | 3.94% |
| 2025-12-31 | $1.2B | $1.0B | $0.8B | 1.42% | 13.12% | 3.93% |
| 2025-09-30 | $1.2B | $1.0B | $0.8B | 1.38% | 12.95% | 3.86% |
| 2025-06-30 | $1.1B | $1.0B | $0.8B | 1.29% | 12.27% | 3.75% |
| 2025-03-31 | $1.1B | $1.0B | $0.8B | 1.21% | 11.79% | 3.62% |
| 2024-12-31 | $1.2B | $1.0B | $0.8B | 1.16% | 11.67% | 3.57% |
| 2024-09-30 | $1.1B | $1.0B | $0.8B | 1.20% | 12.20% | 3.58% |
| 2024-06-30 | $1.1B | $0.9B | $0.8B | 1.14% | 11.64% | 3.57% |
| 2024-03-31 | $1.1B | $1.0B | $0.8B | 1.00% | 10.24% | 3.45% |
| 2023-12-31 | $1.0B | $0.8B | $0.7B | 1.28% | 13.16% | 3.72% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1207712 · 1982-09-30 to current
2021-04-01RSSD 894946 → 930442 · code 1
2013-01-01RSSD 548838 → 930442 · code 1
2010-07-24RSSD 727530 → 930442 · code 1
2001-01-15RSSD 854146 → 930442 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.