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Regulatory profile
FDIC certificate #16982 · RSSD 930442
BANK OF PONTIAC is an FDIC-insured institution (FDIC certificate #16982). In its Q2 2026 Call Report it reported total assets of $1.2B, total deposits of $1.0B and net loans of $0.8B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK OF PONTIAC from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.50% |
|---|---|
| Equity to assets | 11.76% |
| Noncurrent loans ratio | 0.27% |
| Nonaccrual loans ratio | 0.27% |
| Loan to deposit ratio | 83.90% |
| Liquid assets ratio | 23.13% |
| Brokered deposit ratio | 0.71% |
| Total deposits | $1.0B |
| Net loans and leases | $0.8B |