Regulatory profile
Tioga, ND · FDIC certificate #17280
BANK OF TIOGA is an FDIC-insured institution based in Tioga, ND (FDIC certificate #17280). In its Q3 2026 Call Report it reported total assets of $391M, total deposits of $376M and net loans of $145M. Its primary federal regulator is FDIC.
Reported facts
BANK OF TIOGA (FDIC certificate #17280) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $391M |
|---|---|
| Total deposits | $376M |
| Net loans and leases | $145M |
| Return on assets | 1.09% |
| Return on equity | 61.86% |
| Net interest margin | 2.50% |
| Quarterly asset change | -5.10% |
| Quarterly deposit change | -5.30% |
Plain-language readout
BANK OF TIOGA in Tioga, ND reported total assets of $391M, total deposits of $376M and net loans of $145M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.09%, a return on equity of 61.86%, a net interest margin of 2.50%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $391M | $376M | $145M | 1.09% | 61.86% | 2.50% |
| Q2 2026 | $412M | $397M | $135M | 1.32% | 83.08% | 2.45% |
| Q1 2026 | $413M | $397M | $122M | 2.62% | 194.71% | 2.40% |
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