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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,062,653 | 867,851 | 754,087 | 1.66 | 12.19 | 3.93 |
| 2016-12-31 | 1,085,815 | 884,615 | 755,803 | 1.60 | 11.88 | 3.92 |
| 2017-03-31 | 1,149,137 | 956,099 | 791,280 | 1.31 | 10.21 | 3.66 |
| 2017-06-30 | 1,156,891 | 956,723 | 836,949 | 1.40 | 10.95 | 3.78 |
| 2017-09-30 | 1,243,234 | 1,032,099 | 861,971 | 1.44 | 11.45 | 3.83 |
| 2017-12-31 | 1,210,221 | 984,022 | 864,634 | 1.30 | 10.31 | 3.90 |
| 2018-03-31 | 1,312,224 | 1,091,244 | 914,768 | 1.66 | 13.69 | 4.02 |
| 2018-06-30 | 1,338,396 | 1,105,016 | 948,259 | 1.77 | 14.67 | 4.09 |
| 2018-09-30 | 1,301,598 | 1,061,298 | 954,386 | 1.87 | 15.37 | 4.21 |
| 2018-12-31 | 1,422,646 | 1,172,693 | 1,041,991 | 1.81 | 14.93 | 4.25 |
| 2019-03-31 | 1,409,929 | 1,168,701 | 1,035,627 | 2.52 | 20.83 | 4.72 |
| 2019-06-30 | 1,324,758 | 1,068,801 | 1,035,310 | 2.32 | 18.38 | 4.74 |
| 2019-09-30 | 1,440,083 | 1,176,179 | 1,057,680 | 2.19 | 17.19 | 4.65 |
| 2019-12-31 | 1,423,151 | 1,155,253 | 1,050,548 | 2.19 | 17.01 | 4.61 |
| 2020-03-31 | 1,448,903 | 1,178,579 | 1,096,544 | 1.75 | 12.71 | 4.30 |
| 2020-06-30 | 1,680,158 | 1,374,546 | 1,316,075 | 1.78 | 13.50 | 4.07 |
| 2020-09-30 | 1,780,477 | 1,472,753 | 1,374,413 | 1.80 | 14.03 | 3.97 |
| 2020-12-31 | 1,874,490 | 1,568,732 | 1,285,284 | 1.91 | 15.15 | 3.96 |
| 2021-03-31 | 2,045,399 | 1,748,514 | 1,381,321 | 1.92 | 16.88 | 3.51 |
| 2021-06-30 | 1,996,896 | 1,689,247 | 1,393,235 | 1.69 | 14.73 | 3.39 |
| 2021-09-30 | 2,160,326 | 1,838,294 | 1,451,324 | 1.57 | 13.93 | 3.39 |
| 2021-12-31 | 2,149,308 | 1,831,712 | 1,509,426 | 1.55 | 13.69 | 3.40 |
| 2022-03-31 | 2,241,819 | 1,914,569 | 1,501,205 | 1.43 | 12.94 | 3.23 |
| 2022-06-30 | 2,219,415 | 1,890,658 | 1,580,330 | 1.38 | 12.56 | 3.34 |
| 2022-09-30 | 2,309,710 | 1,972,863 | 1,632,604 | 1.42 | 13.07 | 3.52 |
| 2022-12-31 | 2,406,732 | 1,942,490 | 1,698,382 | 1.52 | 13.17 | 3.72 |
| 2023-03-31 | 2,537,075 | 2,002,989 | 1,820,805 | 1.77 | 12.70 | 4.21 |
| 2023-06-30 | 2,671,817 | 2,072,853 | 2,014,296 | 1.65 | 12.11 | 4.07 |
| 2023-09-30 | 2,832,249 | 2,224,427 | 2,093,702 | 1.57 | 11.75 | 3.92 |
| 2023-12-31 | 2,912,354 | 2,113,286 | 2,257,971 | 1.52 | 11.45 | 3.83 |
| 2024-03-31 | 3,008,314 | 2,248,912 | 2,349,416 | 1.28 | 10.04 | 3.36 |
| 2024-06-30 | 3,282,701 | 2,588,293 | 2,456,507 | 1.31 | 10.55 | 3.23 |
| 2024-09-30 | 3,748,765 | 3,028,676 | 2,550,117 | 1.27 | 10.72 | 3.15 |
| 2024-12-31 | 3,317,048 | 2,574,705 | 2,619,300 | 1.28 | 10.71 | 3.22 |
| 2025-03-31 | 3,513,215 | 2,774,449 | 2,716,544 | 1.25 | 10.42 | 3.17 |
| 2025-06-30 | 3,546,837 | 2,806,494 | 2,809,507 | 1.23 | 10.31 | 3.25 |
| 2025-09-30 | 3,716,879 | 2,958,054 | 2,839,899 | 1.34 | 11.26 | 3.37 |
| 2025-12-31 | 3,575,203 | 2,862,457 | 2,846,991 | 1.35 | 11.17 | 3.44 |
| 2026-03-31 | 3,725,841 | 2,862,466 | 2,879,839 | 1.32 | 10.70 | 3.60 |
| 2026-06-30 | 3,785,735 | 2,954,645 | 2,932,213 | 1.30 | 10.55 | 3.53 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-12-01 | 1 | 2493697 | 933975 |
| 1999-09-16 | 1 | 2332938 | 933975 |
| 1999-09-16 | 1 | 502577 | 933975 |
| 1995-12-29 | 1 | 1027693 | 933975 |
| 1978-11-01 | 1 | 986476 | 933975 |
| 1978-11-01 | 1 | 741376 | 933975 |
| 1974-04-15 | 1 | 811671 | 933975 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.