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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Yazoo City, MS · FDIC certificate #11431
BANK OF YAZOO CITY is an FDIC-insured institution based in Yazoo City, MS (FDIC certificate #11431). In its Q3 2026 Call Report it reported total assets of $326M, total deposits of $285M and net loans of $191M. Its primary federal regulator is FDIC.
Reported facts
BANK OF YAZOO CITY (FDIC certificate #11431) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $326M |
|---|---|
| Total deposits | $285M |
| Net loans and leases | $191M |
| Return on assets | 1.03% |
| Return on equity | 9.55% |
| Net interest margin | 3.56% |
| Quarterly asset change | 2.33% |
| Quarterly deposit change | 1.35% |
Plain-language readout
BANK OF YAZOO CITY in Yazoo City, MS reported total assets of $326M, total deposits of $285M and net loans of $191M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.03%, a return on equity of 9.55%, a net interest margin of 3.56%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $326M | $285M | $191M | 1.03% | 9.55% | 3.56% |
| Q2 2026 | $318M | $281M | $182M | 0.99% | 9.14% | 3.48% |
| Q1 2026 | $326M | $290M | $167M | 0.80% | 7.50% | 3.32% |
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