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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 11,416,826 | 9,638,668 | 9,207,929 | 2.05 | 13.81 | 4.73 |
| 2016-06-30 | 12,266,210 | 10,209,334 | 9,664,871 | 2.01 | 13.44 | 4.62 |
| 2016-09-30 | 18,430,019 | 15,135,839 | 14,089,837 | 1.99 | 12.78 | 4.73 |
| 2016-12-31 | 18,874,479 | 15,597,059 | 14,486,575 | 2.02 | 12.80 | 4.85 |
| 2017-03-31 | 19,139,217 | 15,731,920 | 14,718,697 | 1.98 | 11.96 | 4.65 |
| 2017-06-30 | 20,068,595 | 16,241,570 | 15,102,022 | 1.86 | 11.30 | 4.59 |
| 2017-09-30 | 20,768,493 | 16,823,359 | 15,691,846 | 1.86 | 11.42 | 4.61 |
| 2017-12-31 | 21,275,647 | 17,192,345 | 15,948,909 | 2.11 | 12.91 | 4.61 |
| 2018-03-31 | 22,036,140 | 17,833,672 | 16,510,999 | 2.09 | 12.95 | 4.57 |
| 2018-06-30 | 22,220,380 | 17,897,085 | 16,659,236 | 2.09 | 12.90 | 4.60 |
| 2018-09-30 | 22,086,539 | 17,822,915 | 16,627,590 | 1.84 | 11.30 | 4.58 |
| 2018-12-31 | 22,388,030 | 17,938,415 | 17,015,558 | 1.90 | 11.57 | 4.59 |
| 2019-03-31 | 23,005,652 | 18,476,868 | 17,369,442 | 1.95 | 11.57 | 4.47 |
| 2019-06-30 | 22,960,731 | 18,186,215 | 17,378,563 | 1.94 | 11.40 | 4.43 |
| 2019-09-30 | 23,402,679 | 18,440,078 | 17,625,850 | 1.89 | 11.03 | 4.36 |
| 2019-12-31 | 23,559,400 | 18,474,259 | 17,423,518 | 1.85 | 10.71 | 4.30 |
| 2020-03-31 | 24,565,810 | 18,809,190 | 17,989,467 | 0.20 | 1.15 | 3.91 |
| 2020-06-30 | 26,380,409 | 20,723,598 | 19,004,882 | 0.50 | 3.02 | 3.84 |
| 2020-09-30 | 26,888,308 | 21,287,405 | 19,049,596 | 0.90 | 5.53 | 3.82 |
| 2020-12-31 | 27,162,596 | 21,450,356 | 18,913,344 | 1.14 | 7.02 | 3.84 |
| 2021-03-31 | 27,276,892 | 21,296,442 | 18,446,988 | 2.18 | 13.72 | 3.81 |
| 2021-06-30 | 26,605,938 | 20,706,777 | 18,022,917 | 2.21 | 13.63 | 3.90 |
| 2021-09-30 | 26,143,367 | 20,102,440 | 18,067,581 | 2.14 | 12.93 | 3.99 |
| 2021-12-31 | 26,530,430 | 20,209,134 | 18,090,445 | 2.16 | 12.84 | 4.10 |
| 2022-03-31 | 26,562,353 | 20,329,662 | 18,726,809 | 2.00 | 11.13 | 4.18 |
| 2022-06-30 | 25,919,965 | 19,984,187 | 18,551,922 | 2.04 | 11.42 | 4.36 |
| 2022-09-30 | 26,232,119 | 20,401,876 | 19,313,614 | 2.03 | 11.46 | 4.57 |
| 2022-12-31 | 27,656,568 | 21,500,143 | 20,569,933 | 2.12 | 12.07 | 4.78 |
| 2023-03-31 | 28,971,170 | 22,282,983 | 21,839,981 | 2.40 | 14.38 | 5.39 |
| 2023-06-30 | 30,761,870 | 23,983,397 | 23,344,258 | 2.35 | 14.38 | 5.32 |
| 2023-09-30 | 32,767,328 | 25,552,856 | 25,028,382 | 2.29 | 14.35 | 5.23 |
| 2023-12-31 | 34,237,457 | 27,405,143 | 26,119,681 | 2.24 | 14.21 | 5.13 |
| 2024-03-31 | 36,029,904 | 29,406,070 | 27,665,413 | 2.00 | 13.50 | 4.71 |
| 2024-06-30 | 36,836,173 | 29,943,663 | 28,266,606 | 1.98 | 13.40 | 4.70 |
| 2024-09-30 | 37,441,804 | 30,571,613 | 28,798,086 | 1.97 | 13.31 | 4.67 |
| 2024-12-31 | 38,258,852 | 31,043,072 | 29,503,320 | 1.96 | 13.21 | 4.59 |
| 2025-03-31 | 39,165,415 | 31,925,666 | 30,619,723 | 1.78 | 11.92 | 4.23 |
| 2025-06-30 | 41,454,390 | 33,522,080 | 32,486,420 | 1.79 | 12.20 | 4.26 |
| 2025-09-30 | 41,606,548 | 33,984,924 | 32,313,774 | 1.79 | 12.22 | 4.31 |
| 2025-12-31 | 40,785,840 | 33,384,965 | 31,842,064 | 1.78 | 12.05 | 4.33 |
| 2026-03-31 | 41,663,976 | 33,764,925 | 32,495,265 | 1.59 | 10.64 | 4.11 |
| 2026-06-30 | 41,703,134 | 33,996,752 | 32,099,436 | 1.60 | 10.69 | 4.14 |
271 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-06-27 | 1 | 1097089 | 107244 |
| 2016-07-22 | 1 | 2362074 | 107244 |
| 2016-07-21 | 1 | 3967449 | 107244 |
| 2015-08-06 | 1 | 2750699 | 107244 |
| 2015-02-11 | 1 | 2764258 | 107244 |
| 2014-05-17 | 1 | 2505787 | 107244 |
| 2014-03-06 | 1 | 26859 | 107244 |
| 2013-08-01 | 1 | 86527 | 107244 |
| 2013-01-01 | 1 | 447034 | 107244 |
| 2011-04-30 | 50 | 3557617 | 107244 |
| 2011-04-30 | 50 | 104038 | 107244 |
| 2011-01-15 | 50 | 3208441 | 107244 |
| 2010-12-18 | 50 | 2694430 | 107244 |
| 2010-09-11 | 50 | 2738857 | 107244 |
| 2010-07-17 | 50 | 75174 | 107244 |
| 2010-03-27 | 50 | 2683555 | 107244 |
| 2003-06-13 | 1 | 2596655 | 107244 |
| 1999-06-11 | 1 | 411642 | 107244 |
| 1999-01-08 | 1 | 82770 | 107244 |
| 1999-01-08 | 1 | 2636494 | 107244 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.