Regulatory profile
FDIC certificate #110 · RSSD 107244
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
Bank OZK changed deposits by 48508 USD thousands and market share by 3.358863 points in Gilmer County, GA
Source ↗Bank OZK changed deposits by 8791 USD thousands and market share by 0.027714 points in Cobb County, GA
Source ↗Bank OZK entered the reported county market in Davidson County, TN
Source ↗Bank OZK changed deposits by 8814 USD thousands and market share by -1.779506 points in Carroll County, GA
Source ↗Bank OZK changed deposits by 12912 USD thousands and market share by 0.841442 points in Cleveland County, NC
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Little Rock | AR | 11 | 1 | Unavailable |
| Hot Springs | AR | 7 | 0 | Unavailable |
| Houston | TX | 7 | 0 | Unavailable |
| Tampa | FL | 5 | 0 | Unavailable |
| Conway | AR | 4 | 0 | Unavailable |
| Bradenton | FL | 4 | 0 | Unavailable |
| Shelby | NC | 4 | 0 | Unavailable |
| Dallas | TX | 4 | 0 | Unavailable |
| Benton | AR | 3 | 0 | Unavailable |
| Fayetteville | AR | 3 | 0 | Unavailable |
| Fort Smith | AR | 3 | 0 | Unavailable |
| North Little Rock | AR | 3 | 0 | Unavailable |
| Ozark | AR | 3 | 0 | Unavailable |
| Rogers | AR | 3 | 0 | Unavailable |
| Fort Myers | FL | 3 | 0 | Unavailable |
| Jacksonville |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
BANK OF THE OZARKS INCRSSD 1097089 · 1995-12-22 to 2017-06-26
BANK OF THE OZARKS INCRSSD 1097089 · 1992-03-31 to 1995-12-21
Unresolved entityRSSD 1021459 · 1988-12-31 to 1995-12-21
Unresolved entityRSSD 1021459 · 1987-12-31 to 1988-12-30
BANK OF THE OZARKS INCRSSD 1097089 · 1986-12-31 to 1992-03-30
Unresolved entityRSSD 1021459 · 1983-12-31 to 1987-12-30
Unresolved entityRSSD 3311949 · 2017-06-27 to current
Unresolved entityRSSD 3483734 · 2017-06-27 to current
Unresolved entityRSSD 3475056 · 2017-06-27 to current
Unresolved entityRSSD 3297548 · 2017-06-27 to current
Unresolved entityRSSD 3218196 · 2017-06-27 to current
Unresolved entityRSSD 3218208 · 2017-06-27 to current
2017-06-27RSSD 1097089 → 107244 · code 1
2016-07-22RSSD 2362074 → 107244 · code 1
2016-07-21RSSD 3967449 → 107244 · code 1
2015-08-06RSSD 2750699 → 107244 · code 1
2015-02-11RSSD 2764258 → 107244 · code 1
2014-05-17RSSD 2505787 → 107244 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $41.7B | $34.0B | $32.1B | 1.60% | 10.69% | 4.14% |
| 2026-03-31 | $41.7B | $33.8B | $32.5B | 1.59% | 10.64% | 4.11% |
| 2025-12-31 | $40.8B | $33.4B | $31.8B | 1.78% | 12.05% | 4.33% |
| 2025-09-30 | $41.6B | $34.0B | $32.3B | 1.79% | 12.22% | 4.31% |
| 2025-06-30 | $41.5B | $33.5B | $32.5B | 1.79% | 12.20% | 4.26% |
| 2025-03-31 | $39.2B | $31.9B | $30.6B | 1.78% | 11.92% | 4.23% |
| 2024-12-31 | $38.3B | $31.0B | $29.5B | 1.96% | 13.21% | 4.59% |
| 2024-09-30 | $37.4B | $30.6B | $28.8B | 1.97% | 13.31% | 4.67% |
| 2024-06-30 | $36.8B | $29.9B | $28.3B | 1.98% | 13.40% | 4.70% |
| 2024-03-31 | $36.0B | $29.4B | $27.7B | 2.00% | 13.50% | 4.71% |
| 2023-12-31 | $34.2B | $27.4B | $26.1B | 2.24% | 14.21% | 5.13% |
| 2023-09-30 | $32.8B | $25.6B | $25.0B | 2.29% | 14.35% | 5.23% |
| 2023-06-30 | $30.8B | $24.0B | $23.3B | 2.35% | 14.38% | 5.32% |
| 2023-03-31 | $29.0B | $22.3B | $21.8B | 2.40% | 14.38% | 5.39% |
| 2022-12-31 | $27.7B | $21.5B | $20.6B | 2.12% | 12.07% | 4.78% |
| 2022-09-30 | $26.2B | $20.4B | $19.3B | 2.03% | 11.46% | 4.57% |
| 2022-06-30 | $25.9B | $20.0B | $18.6B | 2.04% | 11.42% | 4.36% |
| 2022-03-31 | $26.6B | $20.3B | $18.7B | 2.00% | 11.13% | 4.18% |
| 2021-12-31 | $26.5B | $20.2B | $18.1B | 2.16% | 12.84% | 4.10% |
| 2021-09-30 | $26.1B | $20.1B | $18.1B | 2.14% | 12.93% | 3.99% |
| 2021-06-30 | $26.6B | $20.7B | $18.0B | 2.21% | 13.63% | 3.90% |
| 2021-03-31 | $27.3B | $21.3B | $18.4B | 2.18% | 13.72% | 3.81% |
| 2020-12-31 | $27.2B | $21.5B | $18.9B | 1.14% | 7.02% | 3.84% |
| 2020-09-30 | $26.9B | $21.3B | $19.0B | 0.90% | 5.53% | 3.82% |
| 2020-06-30 | $26.4B | $20.7B | $19.0B | 0.50% | 3.02% | 3.84% |
| 2020-03-31 | $24.6B | $18.8B | $18.0B | 0.20% | 1.15% | 3.91% |
| 2019-12-31 | $23.6B | $18.5B | $17.4B | 1.85% | 10.71% | 4.30% |
| 2019-09-30 | $23.4B | $18.4B | $17.6B | 1.89% | 11.03% | 4.36% |
| 2019-06-30 | $23.0B | $18.2B | $17.4B | 1.94% | 11.40% | 4.43% |
| 2019-03-31 | $23.0B | $18.5B | $17.4B | 1.95% | 11.57% | 4.47% |
| 2018-12-31 | $22.4B | $17.9B | $17.0B | 1.90% | 11.57% | 4.59% |
| 2018-09-30 | $22.1B | $17.8B | $16.6B | 1.84% | 11.30% | 4.58% |
| 2018-06-30 | $22.2B | $17.9B | $16.7B | 2.09% | 12.90% | 4.60% |
| 2018-03-31 | $22.0B | $17.8B | $16.5B | 2.09% | 12.95% | 4.57% |
| 2017-12-31 | $21.3B | $17.2B | $15.9B | 2.11% | 12.91% | 4.61% |
| 2017-09-30 | $20.8B | $16.8B | $15.7B | 1.86% | 11.42% | 4.61% |
| 2017-06-30 | $20.1B | $16.2B | $15.1B | 1.86% | 11.30% | 4.59% |
| 2017-03-31 | $19.1B | $15.7B | $14.7B | 1.98% | 11.96% | 4.65% |
| 2016-12-31 | $18.9B | $15.6B | $14.5B | 2.02% | 12.80% | 4.85% |
| 2016-09-30 | $18.4B | $15.1B | $14.1B | 1.99% | 12.78% | 4.73% |
| 2016-06-30 | $12.3B | $10.2B | $9.7B | 2.01% | 13.44% | 4.62% |
| 2016-03-31 | $11.4B | $9.6B | $9.2B | 2.05% | 13.81% | 4.73% |
| FL |
| 3 |
| 0 |
| Unavailable |
| Saint Petersburg | FL | 3 | 0 | Unavailable |
| Atlanta | GA | 3 | 0 | Unavailable |
| Cumming | GA | 3 | 0 | Unavailable |
| Macon | GA | 3 | 0 | Unavailable |
Reviewed NIC structure change on 2017-06-27: RSSD 1097089 → 107244 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 20 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $12.5B | 11.66% | 2 | Continuing · +0.15 pp |
| GA | $9.1B | 2.58% | 9 | Continuing · +0.17 pp |
| FL | $5.5B | 0.64% | 24 | Continuing · +0.05 pp |
| TX | $3.7B | 0.25% | 42 | Continuing · +0.04 pp |
| NC | $2.2B | 0.30% | 21 | Continuing · +0.02 pp |
| TN | $461.9M | 0.20% | 73 | Entered this year |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
10b 50b asset cohort · n=107
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 3,286 | 272 | 12,691 | 10,346 | 124,988 |
| 2026-03-31 | 3,351 | 271 | 12,433 | 10,076 | 124,594 |
| 2025-12-31 | 3,280 | 268 | 12,435 | 10,178 | 124,571 |
| 2025-09-30 | 3,246 | 262 | 12,818 | 10,470 | 129,713 |
| 2025-06-30 | 3,205 | 256 | 12,934 | 10,459 | 130,946 |
| 2025-03-31 | 3,098 | 249 | 12,642 | 10,305 | 128,216 |
| 2024-12-31 | 3,028 | 247 | 12,635 | 10,252 | 125,680 |
| 2024-09-30 | 2,963 | 245 | 12,636 | 10,318 | 124,782 |
| 2024-06-30 | 2,831 | 244 | 13,012 | 10,577 | 122,720 |
| 2024-03-31 | 2,793 | 243 | 12,900 | 10,528 | 121,013 |
| 2023-12-31 | 2,744 | 243 | 12,477 | 9,987 | 112,778 |
| 2023-09-30 | 2,712 | 243 | 12,082 | 9,422 | 105,156 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.