Regulatory profile
Huntsville, AL · FDIC certificate #32968
BANK47 is an FDIC-insured institution based in Huntsville, AL (FDIC certificate #32968). In its Q3 2026 Call Report it reported total assets of $102M, total deposits of $93M and net loans of $69M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK47 from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $93M |
|---|---|
| Net loans and leases | $69M |
Plain-language readout
BANK47 in Huntsville, AL funds its loans with $93M of deposits and holds $69M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK47 in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 74.29% in Q3 2026, against 63.76% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $69M | $93M | 74.29% |
| Q2 2026 | $64M | $88M | 72.52% |
| Q1 2026 | $50M | $79M | 63.76% |