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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,018,606 | 869,275 | 724,577 | 0.83 | 7.66 | 3.42 |
| 2020-03-31 | 1,031,111 | 880,358 | 722,616 | 0.65 | 5.70 | 3.46 |
| 2020-06-30 | 1,168,048 | 1,014,511 | 774,931 | 0.75 | 6.72 | 3.36 |
| 2020-09-30 | 1,228,602 | 1,063,005 | 768,420 | 0.82 | 7.52 | 3.30 |
| 2020-12-31 | 1,206,804 | 1,062,485 | 743,556 | 0.77 | 7.08 | 3.20 |
| 2021-03-31 | 1,285,209 | 1,139,794 | 775,859 | 0.78 | 7.57 | 2.85 |
| 2021-06-30 | 1,288,052 | 1,138,202 | 718,606 | 0.78 | 7.60 | 2.79 |
| 2021-09-30 | 1,351,976 | 1,201,549 | 739,976 | 0.67 | 6.63 | 2.65 |
| 2021-12-31 | 1,354,366 | 1,203,943 | 803,390 | 0.60 | 5.98 | 2.63 |
| 2022-03-31 | 1,373,235 | 1,222,992 | 816,640 | 0.66 | 6.80 | 2.71 |
| 2022-06-30 | 1,369,657 | 1,222,086 | 845,275 | 0.67 | 6.84 | 2.81 |
| 2022-09-30 | 1,356,062 | 1,207,976 | 819,070 | 0.86 | 8.73 | 3.06 |
| 2022-12-31 | 1,350,307 | 1,197,769 | 869,599 | 1.00 | 10.07 | 3.28 |
| 2023-03-31 | 1,327,306 | 1,173,511 | 931,942 | 1.39 | 13.15 | 3.97 |
| 2023-06-30 | 1,331,692 | 1,151,185 | 1,034,321 | 1.38 | 12.95 | 3.95 |
| 2023-09-30 | 1,375,790 | 1,194,132 | 1,101,961 | 1.34 | 12.48 | 3.91 |
| 2023-12-31 | 1,400,623 | 1,190,412 | 1,156,925 | 1.30 | 12.10 | 3.87 |
| 2024-03-31 | 1,435,518 | 1,244,135 | 1,184,512 | 1.10 | 9.95 | 3.60 |
| 2024-06-30 | 1,469,948 | 1,255,981 | 1,224,479 | 1.10 | 9.96 | 3.60 |
| 2024-09-30 | 1,491,411 | 1,275,141 | 1,196,410 | 1.19 | 10.76 | 3.61 |
| 2024-12-31 | 1,503,384 | 1,284,798 | 1,209,225 | 1.20 | 10.74 | 3.60 |
| 2025-03-31 | 1,567,141 | 1,345,001 | 1,229,638 | 1.18 | 10.46 | 3.57 |
| 2025-06-30 | 1,578,648 | 1,352,217 | 1,228,131 | 1.22 | 10.83 | 3.65 |
| 2025-09-30 | 1,590,622 | 1,356,263 | 1,269,122 | 1.29 | 11.32 | 3.69 |
| 2025-12-31 | 1,568,009 | 1,332,673 | 1,268,292 | 1.14 | 9.94 | 3.74 |
| 2026-03-31 | 1,620,502 | 1,383,332 | 1,234,417 | 1.16 | 9.80 | 3.74 |
| 2026-06-30 | 1,599,494 | 1,364,883 | 1,263,323 | 0.65 | 5.50 | 3.78 |
15 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-22 | 1 | 1004470 | 859002 |
| 2019-10-19 | 1 | 949305 | 1004470 |
| 2011-04-01 | 1 | 152673 | 1004470 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.