Loading bank profile
Regulatory profile
Oxford, MA · FDIC certificate #26523 · RSSD 1004470
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.4B | $1.3B | 0.65% | 5.50% | 3.78% |
| 2026-03-31 | $1.6B | $1.4B | $1.2B | 1.16% | 9.80% | 3.74% |
| 2025-12-31 | $1.6B | $1.3B | $1.3B | 1.14% | 9.94% | 3.74% |
| 2025-09-30 | $1.6B | $1.4B | $1.3B | 1.29% | 11.32% | 3.69% |
| 2025-06-30 | $1.6B | $1.4B | $1.2B | 1.22% | 10.83% | 3.65% |
| 2025-03-31 | $1.6B | $1.3B | $1.2B | 1.18% | 10.46% | 3.57% |
| 2024-12-31 | $1.5B | $1.3B | $1.2B | 1.20% | 10.74% | 3.60% |
| 2024-09-30 | $1.5B | $1.3B | $1.2B | 1.19% | 10.76% | 3.61% |
| 2024-06-30 | $1.5B | $1.3B | $1.2B | 1.10% | 9.96% | 3.60% |
| 2024-03-31 | $1.4B | $1.2B | $1.2B | 1.10% | 9.95% | 3.60% |
| 2023-12-31 | $1.4B | $1.2B | $1.2B | 1.30% | 12.10% | 3.87% |
| 2023-09-30 | $1.4B | $1.2B | $1.1B | 1.34% | 12.48% | 3.91% |
| 2023-06-30 | $1.3B | $1.2B | $1.0B | 1.38% | 12.95% | 3.95% |
| 2023-03-31 | $1.3B | $1.2B | $0.9B | 1.39% | 13.15% | 3.97% |
| 2022-12-31 | $1.4B | $1.2B | $0.9B | 1.00% | 10.07% | 3.28% |
| 2022-09-30 | $1.4B | $1.2B | $0.8B | 0.86% | 8.73% | 3.06% |
| 2022-06-30 | $1.4B | $1.2B | $0.8B | 0.67% | 6.84% | 2.81% |
| 2022-03-31 | $1.4B | $1.2B | $0.8B | 0.66% | 6.80% | 2.71% |
| 2021-12-31 | $1.4B | $1.2B | $0.8B | 0.60% | 5.98% | 2.63% |
| 2021-09-30 | $1.4B | $1.2B | $0.7B | 0.67% | 6.63% | 2.65% |
| 2021-06-30 | $1.3B | $1.1B | $0.7B | 0.78% | 7.60% | 2.79% |
| 2021-03-31 | $1.3B | $1.1B | $0.8B | 0.78% | 7.57% | 2.85% |
| 2020-12-31 | $1.2B | $1.1B | $0.7B | 0.77% | 7.08% | 3.20% |
| 2020-09-30 | $1.2B | $1.1B | $0.8B | 0.82% | 7.52% | 3.30% |
| 2020-06-30 | $1.2B | $1.0B | $0.8B | 0.75% | 6.72% | 3.36% |
| 2020-03-31 | $1.0B | $0.9B | $0.7B | 0.65% | 5.70% | 3.46% |
| 2019-12-31 | $1.0B | $0.9B | $0.7B | 0.83% | 7.66% | 3.42% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3728958 · 2016-04-01 to current
Unmatched RSSD entityRSSD 4519809 · 2014-03-07 to 2016-03-31
2019-10-19RSSD 949305 → 1004470 · code 1
2011-04-01RSSD 152673 → 1004470 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.