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Regulatory profile
FDIC certificate #16418 · RSSD 88231
BANKSOUTH is an FDIC-insured institution (FDIC certificate #16418). In its Q2 2026 Call Report it reported total assets of $1.6B, total deposits of $1.4B and net loans of $1.2B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for BANKSOUTH from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.07% |
|---|---|
| Equity to assets | 10.39% |
| Noncurrent loans ratio | 0.55% |
| Nonaccrual loans ratio | 0.55% |
| Loan to deposit ratio | 91.01% |
| Liquid assets ratio | 18.17% |
| Brokered deposit ratio | 2.26% |
| Total deposits | $1.4B |
| Net loans and leases | $1.2B |