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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Elkton, SD · FDIC certificate #496
BANKSTAR FINANCIAL is an FDIC-insured institution based in Elkton, SD (FDIC certificate #496). In its Q3 2026 Call Report it reported total assets of $367M, total deposits of $308M and net loans of $289M. Its primary federal regulator is FDIC.
Reported facts
BANKSTAR FINANCIAL (FDIC certificate #496) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $367M |
|---|---|
| Total deposits | $308M |
| Net loans and leases | $289M |
| Return on assets | 1.56% |
| Return on equity | 16.48% |
| Net interest margin | 4.02% |
| Quarterly asset change | 0.85% |
| Quarterly deposit change | 1.80% |
Plain-language readout
BANKSTAR FINANCIAL in Elkton, SD reported total assets of $367M, total deposits of $308M and net loans of $289M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.56%, a return on equity of 16.48%, a net interest margin of 4.02%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $367M | $308M | $289M | 1.56% | 16.48% | 4.02% |
| Q2 2026 | $363M | $302M | $282M | 1.53% | 16.14% | 3.99% |
| Q1 2026 | $358M | $303M | $277M | 1.25% | 13.33% | 3.79% |
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