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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Elkton, SD · FDIC certificate #496
BANKSTAR FINANCIAL is an FDIC-insured institution based in Elkton, SD (FDIC certificate #496). In its Q3 2026 Call Report it reported total assets of $367M, total deposits of $308M and net loans of $289M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANKSTAR FINANCIAL from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $308M |
|---|---|
| Net loans and leases | $289M |
Plain-language readout
BANKSTAR FINANCIAL in Elkton, SD funds its loans with $308M of deposits and holds $289M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANKSTAR FINANCIAL in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 94.10% in Q3 2026, against 91.40% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $289M | $308M | 94.10% |
| Q2 2026 | $282M | $302M | 93.24% |
| Q1 2026 | $277M | $303M | 91.40% |