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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,621,668 | 963,155 | 996,748 | 1.25 | 12.49 | 3.01 |
| 2016-06-30 | 1,686,706 | 990,349 | 1,039,131 | 1.20 | 12.04 | 2.96 |
| 2016-09-30 | 1,716,958 | 1,034,851 | 1,078,140 | 1.10 | 11.15 | 2.89 |
| 2016-12-31 | 1,754,525 | 1,051,602 | 1,118,645 | 1.01 | 10.37 | 2.88 |
| 2017-03-31 | 3,426,046 | 2,174,742 | 2,361,559 | 0.77 | 7.40 | 3.66 |
| 2017-06-30 | 3,502,052 | 2,214,780 | 2,365,271 | 0.85 | 8.00 | 3.49 |
| 2017-09-30 | 3,474,340 | 2,278,308 | 2,416,911 | 0.95 | 8.78 | 3.38 |
| 2017-12-31 | 3,562,938 | 2,354,749 | 2,473,287 | 0.94 | 8.67 | 3.29 |
| 2018-03-31 | 3,509,311 | 2,346,643 | 2,451,740 | 1.00 | 9.10 | 2.96 |
| 2018-06-30 | 3,536,787 | 2,381,617 | 2,471,976 | 1.05 | 9.54 | 2.95 |
| 2018-09-30 | 3,556,616 | 2,398,674 | 2,470,103 | 1.07 | 9.75 | 2.93 |
| 2018-12-31 | 3,604,567 | 2,493,370 | 2,476,361 | 1.04 | 9.49 | 2.90 |
| 2019-03-31 | 3,625,469 | 2,476,602 | 2,512,962 | 0.91 | 8.14 | 2.74 |
| 2019-06-30 | 3,684,621 | 2,493,268 | 2,563,666 | 0.85 | 7.60 | 2.71 |
| 2019-09-30 | 3,609,994 | 2,506,467 | 2,561,953 | 0.78 | 6.95 | 2.75 |
| 2019-12-31 | 3,665,517 | 2,725,001 | 2,625,739 | 0.74 | 6.51 | 2.81 |
| 2020-03-31 | 3,674,818 | 2,677,535 | 2,619,686 | 0.95 | 8.05 | 3.08 |
| 2020-06-30 | 3,777,758 | 2,709,643 | 2,712,908 | 1.00 | 8.42 | 3.05 |
| 2020-09-30 | 3,857,056 | 2,942,634 | 2,690,783 | 0.99 | 8.40 | 3.02 |
| 2020-12-31 | 3,724,842 | 2,917,013 | 2,567,791 | 1.02 | 8.53 | 3.04 |
| 2021-03-31 | 3,728,614 | 2,920,910 | 2,537,559 | 1.17 | 9.41 | 2.89 |
| 2021-06-30 | 3,637,210 | 2,829,511 | 2,500,687 | 1.15 | 9.14 | 2.88 |
| 2021-09-30 | 3,735,590 | 3,014,991 | 2,519,211 | 1.21 | 9.58 | 2.96 |
| 2021-12-31 | 3,706,587 | 3,051,149 | 2,514,716 | 1.21 | 9.56 | 2.96 |
| 2022-03-31 | 3,688,993 | 3,055,632 | 2,634,216 | 1.12 | 8.77 | 3.01 |
| 2022-06-30 | 3,712,836 | 3,085,621 | 2,707,057 | 1.16 | 9.30 | 3.14 |
| 2022-09-30 | 3,837,295 | 3,143,267 | 2,826,328 | 1.23 | 10.09 | 3.30 |
| 2022-12-31 | 3,906,943 | 3,050,819 | 2,876,830 | 1.30 | 10.79 | 3.46 |
| 2023-03-31 | 3,925,512 | 3,061,414 | 2,917,862 | 1.46 | 12.60 | 3.63 |
| 2023-06-30 | 4,024,714 | 3,097,302 | 2,983,787 | 1.35 | 11.64 | 3.48 |
| 2023-09-30 | 3,980,815 | 3,148,381 | 2,966,796 | 1.32 | 11.46 | 3.45 |
| 2023-12-31 | 3,967,808 | 3,149,026 | 2,973,096 | 1.29 | 11.08 | 3.42 |
| 2024-03-31 | 3,955,727 | 3,137,892 | 2,986,454 | 1.17 | 9.53 | 3.26 |
| 2024-06-30 | 4,030,143 | 3,147,483 | 3,039,222 | 1.19 | 9.68 | 3.22 |
| 2024-09-30 | 4,025,992 | 3,269,616 | 3,053,984 | 1.26 | 10.14 | 3.25 |
| 2024-12-31 | 4,077,997 | 3,274,818 | 3,119,588 | 1.26 | 10.26 | 3.25 |
| 2025-03-31 | 4,058,800 | 3,305,747 | 3,097,140 | 1.15 | 9.45 | 3.24 |
| 2025-06-30 | 4,106,441 | 3,299,177 | 3,126,607 | 0.96 | 7.85 | 3.28 |
| 2025-09-30 | 4,710,816 | 3,960,015 | 3,555,321 | 0.96 | 7.91 | 3.44 |
| 2025-12-31 | 4,678,327 | 3,834,108 | 3,577,089 | 1.03 | 8.46 | 3.56 |
| 2026-03-31 | 4,672,493 | 3,874,745 | 3,562,466 | 1.34 | 10.85 | 3.64 |
| 2026-06-30 | 4,734,427 | 3,860,550 | 3,592,152 | 1.42 | 11.40 | 3.66 |
62 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-08-01 | 1 | 477303 | 522605 |
| 2017-01-14 | 1 | 91101 | 522605 |
| 2012-08-11 | 9 | 249304 | 522605 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.