Regulatory profile
Bar Harbor, ME · FDIC certificate #11971 · RSSD 522605
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.7B | $3.9B | $3.6B | 1.42% | 11.40% | 3.66% |
| 2026-03-31 | $4.7B | $3.9B | $3.6B | 1.34% | 10.85% | 3.64% |
| 2025-12-31 | $4.7B | $3.8B | $3.6B | 1.03% | 8.46% | 3.56% |
| 2025-09-30 | $4.7B | $4.0B | $3.6B | 0.96% | 7.91% | 3.44% |
| 2025-06-30 | $4.1B | $3.3B | $3.1B | 0.96% | 7.85% | 3.28% |
| 2025-03-31 | $4.1B | $3.3B | $3.1B | 1.15% | 9.45% | 3.24% |
| 2024-12-31 | $4.1B | $3.3B | $3.1B | 1.26% | 10.26% | 3.25% |
| 2024-09-30 | $4.0B | $3.3B | $3.1B | 1.26% | 10.14% | 3.25% |
| 2024-06-30 | $4.0B | $3.1B | $3.0B | 1.19% | 9.68% | 3.22% |
| 2024-03-31 | $4.0B | $3.1B | $3.0B | 1.17% | 9.53% | 3.26% |
| 2023-12-31 | $4.0B | $3.1B | $3.0B | 1.29% | 11.08% | 3.42% |
| 2023-09-30 | $4.0B | $3.1B | $3.0B | 1.32% | 11.46% | 3.45% |
| 2023-06-30 | $4.0B | $3.1B | $3.0B | 1.35% | 11.64% | 3.48% |
| 2023-03-31 | $3.9B | $3.1B | $2.9B | 1.46% | 12.60% | 3.63% |
| 2022-12-31 | $3.9B | $3.1B | $2.9B | 1.30% | 10.79% | 3.46% |
| 2022-09-30 | $3.8B | $3.1B | $2.8B | 1.23% | 10.09% | 3.30% |
| 2022-06-30 | $3.7B | $3.1B | $2.7B | 1.16% | 9.30% | 3.14% |
| 2022-03-31 | $3.7B | $3.1B | $2.6B | 1.12% | 8.77% | 3.01% |
| 2021-12-31 | $3.7B | $3.1B | $2.5B | 1.21% | 9.56% | 2.96% |
| 2021-09-30 | $3.7B | $3.0B | $2.5B | 1.21% | 9.58% | 2.96% |
| 2021-06-30 | $3.6B | $2.8B | $2.5B | 1.15% | 9.14% | 2.88% |
| 2021-03-31 | $3.7B | $2.9B | $2.5B | 1.17% | 9.41% | 2.89% |
| 2020-12-31 | $3.7B | $2.9B | $2.6B | 1.02% | 8.53% | 3.04% |
| 2020-09-30 | $3.9B | $2.9B | $2.7B | 0.99% | 8.40% | 3.02% |
| 2020-06-30 | $3.8B | $2.7B | $2.7B | 1.00% | 8.42% | 3.05% |
| 2020-03-31 | $3.7B | $2.7B | $2.6B | 0.95% | 8.05% | 3.08% |
| 2019-12-31 | $3.7B | $2.7B | $2.6B | 0.74% | 6.51% | 2.81% |
| 2019-09-30 | $3.6B | $2.5B | $2.6B | 0.78% | 6.95% | 2.75% |
| 2019-06-30 | $3.7B | $2.5B | $2.6B | 0.85% | 7.60% | 2.71% |
| 2019-03-31 | $3.6B | $2.5B | $2.5B | 0.91% | 8.14% | 2.74% |
| 2018-12-31 | $3.6B | $2.5B | $2.5B | 1.04% | 9.49% | 2.90% |
| 2018-09-30 | $3.6B | $2.4B | $2.5B | 1.07% | 9.75% | 2.93% |
| 2018-06-30 | $3.5B | $2.4B | $2.5B | 1.05% | 9.54% | 2.95% |
| 2018-03-31 | $3.5B | $2.3B | $2.5B | 1.00% | 9.10% | 2.96% |
| 2017-12-31 | $3.6B | $2.4B | $2.5B | 0.94% | 8.67% | 3.29% |
| 2017-09-30 | $3.5B | $2.3B | $2.4B | 0.95% | 8.78% | 3.38% |
| 2017-06-30 | $3.5B | $2.2B | $2.4B | 0.85% | 8.00% | 3.49% |
| 2017-03-31 | $3.4B | $2.2B | $2.4B | 0.77% | 7.40% | 3.66% |
| 2016-12-31 | $1.8B | $1.1B | $1.1B | 1.01% | 10.37% | 2.88% |
| 2016-09-30 | $1.7B | $1.0B | $1.1B | 1.10% | 11.15% | 2.89% |
| 2016-06-30 | $1.7B | $1.0B | $1.0B | 1.20% | 12.04% | 2.96% |
| 2016-03-31 | $1.6B | $1.0B | $1.0B | 1.25% | 12.49% | 3.01% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1115385 · 1987-12-31 to current
Unmatched RSSD entityRSSD 1115385 · 1984-06-29 to 1987-12-30
2025-08-01RSSD 477303 → 522605 · code 1
2017-01-14RSSD 91101 → 522605 · code 1
2012-08-11RSSD 249304 → 522605 · code 9
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.