Regulatory profile
FDIC certificate #34997 · RSSD 2771694
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
BayFirst National Bank changed deposits by 149109 USD thousands and market share by 0.187083 points in Pinellas County, FL
Source ↗BayFirst National Bank changed deposits by 11510 USD thousands and market share by 0.072658 points in Sarasota County, FL
Source ↗BayFirst National Bank changed deposits by -27461 USD thousands and market share by -0.26069 points in Manatee County, FL
Source ↗BayFirst National Bank changed deposits by -11447 USD thousands and market share by -0.048076 points in Hillsborough County, FL
Source ↗BayFirst National Bank changed deposits by 121711 USD thousands and market share by 0.010057 points in FL
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Sarasota | FL | 3 | 0 | Unavailable |
| Tampa | FL | 2 | 0 | Unavailable |
| Belleair Bluffs | FL | 1 | 0 | Unavailable |
| Bradenton | FL | 1 | 0 | Unavailable |
| Clearwater | FL | 1 | 0 | Unavailable |
| Pinellas Park | FL | 1 | 0 | Unavailable |
| Saint Petersburg | FL | 1 | 1 | Unavailable |
| Seminole | FL | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| FL |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2881650 · 2000-09-01 to current
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $1.0B | $0.8B | -6.32% | -79.98% | 3.52% |
| 2026-03-31 | $1.2B | $1.1B | $0.9B | -1.84% | -26.20% | 3.41% |
| 2025-12-31 | $1.3B | $1.2B | $0.9B | -1.68% | -20.58% | 3.89% |
| 2025-09-30 | $1.3B | $1.2B | $1.1B | -2.01% | -23.81% | 3.91% |
| 2025-06-30 | $1.3B | $1.2B | $1.1B | -0.18% | -2.00% | 3.99% |
| 2025-03-31 | $1.3B | $1.1B | $1.1B | -0.05% | -0.60% | 3.81% |
| 2024-12-31 | $1.3B | $1.1B | $1.1B | 1.10% | 12.02% | 3.55% |
| 2024-09-30 | $1.2B | $1.1B | $1.0B | 0.37% | 4.04% | 3.48% |
| 2024-06-30 | $1.2B | $1.0B | $1.0B | 0.34% | 3.68% | 3.49% |
| 2024-03-31 | $1.1B | $1.0B | $0.9B | 0.39% | 4.13% | 3.50% |
| 2023-12-31 | $1.1B | $1.0B | $0.9B | 0.63% | 6.70% | 3.85% |
| 2023-09-30 | $1.1B | $1.0B | $0.9B | 0.62% | 6.54% | 3.93% |
| 2023-06-30 | $1.1B | $0.9B | $0.8B | 0.53% | 5.50% | 4.21% |
| 2023-03-31 | $1.1B | $0.9B | $0.8B | 0.43% | 4.35% | 4.09% |
| 2021-06-30 | $1.2B | $0.6B | $1.0B | 2.86% | 48.33% | 3.67% |
| 2021-03-31 | $1.7B | $0.6B | $1.6B | 1.89% | 37.44% | 3.29% |
| 2020-12-31 | $1.5B | $0.6B | $1.4B | 1.19% | 20.22% | 3.20% |
| 2020-09-30 | $1.5B | $0.5B | $1.4B | 1.00% | 16.03% | 3.10% |
| 2020-06-30 | $1.5B | $0.6B | $1.3B | 0.51% | 7.14% | 3.01% |
| $1.2B |
| 0.14% |
| 54 |
| Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.