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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #34997 · RSSD 2771694
BAYFIRST NATIONAL BANK is an FDIC-insured institution (FDIC certificate #34997). In its Q2 2026 Call Report it reported total assets of $1.1B, total deposits of $1.0B and net loans of $0.8B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for BAYFIRST NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.47% |
|---|---|
| Equity to assets | 9.64% |
| Noncurrent loans ratio | 2.14% |
| Nonaccrual loans ratio | 1.78% |
| Loan to deposit ratio | 88.16% |
| Liquid assets ratio | 14.95% |
| Brokered deposit ratio | 16.35% |
| Total deposits | $1.0B |
| Net loans and leases | $0.8B |