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Regulatory profile
FDIC certificate #58490 · RSSD 3608751
BENEFICIAL STATE BANK is an FDIC-insured institution (FDIC certificate #58490). In its Q2 2026 Call Report it reported total assets of $2.0B, total deposits of $1.7B and net loans of $1.5B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BENEFICIAL STATE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Equity to assets | 9.25% |
|---|---|
| Noncurrent loans ratio | 2.53% |
| Nonaccrual loans ratio | 2.52% |
| Loan to deposit ratio | 90.87% |
| Liquid assets ratio | 21.33% |
| Brokered deposit ratio | 20.08% |
| Total deposits | $1.7B |
| Net loans and leases | $1.5B |