Regulatory profile
Oakland, CA · FDIC certificate #58490 · RSSD 3608751
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.7B | $1.5B | 0.14% | 1.51% | 4.00% |
| 2026-03-31 | $2.0B | $1.7B | $1.5B | -0.34% | -3.67% | 4.00% |
| 2025-12-31 | $2.0B | $1.7B | $1.5B | 0.15% | 1.56% | 3.92% |
| 2025-09-30 | $1.9B | $1.6B | $1.3B | 0.33% | 3.51% | 3.91% |
| 2025-06-30 | $2.0B | $1.7B | $1.3B | 0.15% | 1.67% | 3.86% |
| 2025-03-31 | $1.9B | $1.6B | $1.3B | -0.14% | -1.56% | 3.71% |
| 2024-12-31 | $1.9B | $1.7B | $1.3B | 0.50% | 5.37% | 3.99% |
| 2024-09-30 | $1.9B | $1.6B | $1.2B | 0.58% | 6.20% | 3.95% |
| 2024-06-30 | $1.8B | $1.5B | $1.3B | 0.40% | 4.27% | 3.87% |
| 2024-03-31 | $1.8B | $1.5B | $1.2B | 0.13% | 1.40% | 3.79% |
| 2023-12-31 | $1.8B | $1.5B | $1.2B | 0.39% | 4.74% | 3.93% |
| 2023-09-30 | $1.8B | $1.6B | $1.2B | 0.49% | 6.02% | 3.94% |
| 2023-06-30 | $1.8B | $1.5B | $1.2B | 0.28% | 3.48% | 3.94% |
| 2023-03-31 | $1.8B | $1.6B | $1.2B | 0.16% | 2.23% | 3.97% |
| 2022-12-31 | $1.7B | $1.6B | $1.1B | 0.40% | 6.23% | 3.72% |
| 2022-09-30 | $1.6B | $1.5B | $1.1B | 0.32% | 4.91% | 3.63% |
| 2022-06-30 | $1.6B | $1.5B | $0.9B | 0.66% | 9.39% | 3.58% |
| 2022-03-31 | $1.5B | $1.4B | $0.9B | 0.38% | 5.10% | 3.60% |
| 2021-12-31 | $1.6B | $1.4B | $0.9B | 1.09% | 12.67% | 3.88% |
| 2021-09-30 | $1.5B | $1.3B | $0.9B | 1.21% | 13.83% | 3.92% |
| 2021-06-30 | $1.5B | $1.3B | $0.9B | 1.06% | 11.99% | 3.87% |
| 2021-03-31 | $1.4B | $1.2B | $1.0B | 0.85% | 9.41% | 3.71% |
| 2020-12-31 | $1.3B | $1.1B | $1.0B | -0.37% | -3.57% | 4.08% |
| 2020-09-30 | $1.2B | $1.0B | $0.9B | -0.89% | -8.38% | 4.08% |
| 2020-06-30 | $1.2B | $1.0B | $0.9B | 0.03% | 0.25% | 4.03% |
| 2020-03-31 | $1.1B | $0.9B | $0.7B | -0.30% | -2.60% | 4.00% |
| 2019-12-31 | $1.0B | $0.8B | $0.7B | 0.24% | 2.12% | 4.28% |
| 2019-09-30 | $1.1B | $0.9B | $0.7B | 0.27% | 2.36% | 4.32% |
| 2019-06-30 | $1.1B | $0.9B | $0.8B | 0.22% | 1.93% | 4.35% |
| 2019-03-31 | $1.0B | $0.8B | $0.7B | 0.24% | 2.07% | 4.42% |
| 2018-12-31 | $1.0B | $0.8B | $0.7B | 0.15% | 1.33% | 4.65% |
| 2018-09-30 | $1.0B | $0.8B | $0.8B | 0.08% | 0.72% | 4.67% |
| 2018-06-30 | $1.0B | $0.8B | $0.8B | 0.02% | 0.22% | 4.68% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3842630 · 2011-07-21 to current
Unmatched RSSD entityRSSD 3842630 · 2007-06-27 to 2011-07-20
2018-02-01RSSD 2332666 → 3608751 · code 1
2016-06-18RSSD 803461 → 3608751 · code 1
2010-12-31RSSD 2045694 → 3608751 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.