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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,025,492 | 769,603 | 756,057 | 0.47 | 4.71 | 3.69 |
| 2020-06-30 | 1,583,761 | 978,364 | 1,141,055 | 1.31 | 15.35 | 3.52 |
| 2020-09-30 | 1,516,200 | 921,055 | 1,220,179 | 1.51 | 18.44 | 3.58 |
| 2020-12-31 | 1,489,199 | 947,283 | 1,155,798 | 1.56 | 19.03 | 3.78 |
| 2021-03-31 | 3,154,996 | 2,166,768 | 2,413,593 | 0.92 | 11.20 | 3.81 |
| 2021-06-30 | 2,747,488 | 2,198,751 | 1,993,848 | 2.80 | 30.79 | 4.53 |
| 2021-09-30 | 2,679,125 | 2,207,455 | 1,928,642 | 2.23 | 23.39 | 4.20 |
| 2021-12-31 | 2,640,347 | 2,301,283 | 1,917,401 | 2.01 | 20.49 | 4.02 |
| 2022-03-31 | 2,690,247 | 2,355,913 | 1,892,418 | 1.61 | 14.90 | 3.91 |
| 2022-06-30 | 2,765,077 | 2,343,771 | 2,077,561 | 0.94 | 9.09 | 3.90 |
| 2022-09-30 | 2,845,737 | 2,414,154 | 2,152,455 | 0.79 | 7.91 | 4.10 |
| 2022-12-31 | 3,098,582 | 2,505,480 | 2,449,853 | 0.47 | 4.89 | 4.10 |
| 2023-03-31 | 3,292,302 | 2,763,776 | 2,493,350 | 0.66 | 8.31 | 3.47 |
| 2023-06-30 | 3,181,589 | 2,614,545 | 2,479,965 | -0.05 | -0.61 | 3.39 |
| 2023-09-30 | 3,229,122 | 2,777,511 | 2,466,379 | -1.51 | -20.47 | 3.27 |
| 2023-12-31 | 3,091,511 | 2,573,043 | 2,441,391 | -1.27 | -17.66 | 3.22 |
| 2024-03-31 | 3,049,148 | 2,471,273 | 2,393,966 | -0.29 | -4.42 | 2.93 |
| 2024-06-30 | 2,913,225 | 2,373,558 | 2,285,620 | -0.42 | -5.46 | 2.96 |
| 2024-09-30 | 2,924,254 | 2,387,593 | 2,177,042 | -0.22 | -2.63 | 2.92 |
| 2024-12-31 | 2,721,949 | 2,220,526 | 2,119,750 | -0.21 | -2.36 | 2.94 |
| 2025-03-31 | 2,668,336 | 2,175,574 | 2,060,208 | 0.07 | 0.58 | 3.07 |
| 2025-06-30 | 2,537,684 | 2,044,717 | 1,968,991 | 0.20 | 1.67 | 3.19 |
| 2025-09-30 | 2,480,695 | 1,973,021 | 1,905,042 | 0.42 | 3.51 | 3.36 |
| 2025-12-31 | 2,411,390 | 1,934,652 | 1,861,042 | 0.50 | 4.11 | 3.31 |
| 2026-03-31 | 2,395,630 | 1,974,131 | 1,814,715 | 0.19 | 1.69 | 3.00 |
| 2026-06-30 | 2,310,031 | 1,891,519 | 1,831,422 | 0.01 | 0.11 | 3.00 |
27 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-02-01 | 1 | 34425 | 233527 |
| 2019-12-15 | 1 | 105222 | 233527 |
| 2016-12-10 | 1 | 2856685 | 233527 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.