Regulatory profile
Martinsville, VA · FDIC certificate #35274 · RSSD 233527
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $1.9B | $1.8B | 0.01% | 0.11% | 3.00% |
| 2026-03-31 | $2.4B | $2.0B | $1.8B | 0.19% | 1.69% | 3.00% |
| 2025-12-31 | $2.4B | $1.9B | $1.9B | 0.50% | 4.11% | 3.31% |
| 2025-09-30 | $2.5B | $2.0B | $1.9B | 0.42% | 3.51% | 3.36% |
| 2025-06-30 | $2.5B | $2.0B | $2.0B | 0.20% | 1.67% | 3.19% |
| 2025-03-31 | $2.7B | $2.2B | $2.1B | 0.07% | 0.58% | 3.07% |
| 2024-12-31 | $2.7B | $2.2B | $2.1B | -0.21% | -2.36% | 2.94% |
| 2024-09-30 | $2.9B | $2.4B | $2.2B | -0.22% | -2.63% | 2.92% |
| 2024-06-30 | $2.9B | $2.4B | $2.3B | -0.42% | -5.46% | 2.96% |
| 2024-03-31 | $3.0B | $2.5B | $2.4B | -0.29% | -4.42% | 2.93% |
| 2023-12-31 | $3.1B | $2.6B | $2.4B | -1.27% | -17.66% | 3.22% |
| 2023-09-30 | $3.2B | $2.8B | $2.5B | -1.51% | -20.47% | 3.27% |
| 2023-06-30 | $3.2B | $2.6B | $2.5B | -0.05% | -0.61% | 3.39% |
| 2023-03-31 | $3.3B | $2.8B | $2.5B | 0.66% | 8.31% | 3.47% |
| 2022-12-31 | $3.1B | $2.5B | $2.4B | 0.47% | 4.89% | 4.10% |
| 2022-09-30 | $2.8B | $2.4B | $2.2B | 0.79% | 7.91% | 4.10% |
| 2022-06-30 | $2.8B | $2.3B | $2.1B | 0.94% | 9.09% | 3.90% |
| 2022-03-31 | $2.7B | $2.4B | $1.9B | 1.61% | 14.90% | 3.91% |
| 2021-12-31 | $2.6B | $2.3B | $1.9B | 2.01% | 20.49% | 4.02% |
| 2021-09-30 | $2.7B | $2.2B | $1.9B | 2.23% | 23.39% | 4.20% |
| 2021-06-30 | $2.7B | $2.2B | $2.0B | 2.80% | 30.79% | 4.53% |
| 2021-03-31 | $3.2B | $2.2B | $2.4B | 0.92% | 11.20% | 3.81% |
| 2020-12-31 | $1.5B | $0.9B | $1.2B | 1.56% | 19.03% | 3.78% |
| 2020-09-30 | $1.5B | $0.9B | $1.2B | 1.51% | 18.44% | 3.58% |
| 2020-06-30 | $1.6B | $1.0B | $1.1B | 1.31% | 15.35% | 3.52% |
| 2020-03-31 | $1.0B | $0.8B | $0.8B | 0.47% | 4.71% | 3.69% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1426960 · 1989-01-31 to current
2021-02-01RSSD 34425 → 233527 · code 1
2019-12-15RSSD 105222 → 233527 · code 1
2016-12-10RSSD 2856685 → 233527 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.