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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-06-30 | 1,000,222 | 858,778 | 777,976 | 1.90 | 19.22 | 4.88 |
| 2023-09-30 | 1,057,932 | 937,996 | 837,007 | 1.74 | 17.96 | 4.86 |
| 2023-12-31 | 1,139,009 | 994,165 | 909,754 | 2.09 | 21.70 | 5.04 |
| 2024-03-31 | 1,112,918 | 992,495 | 906,796 | 2.17 | 22.52 | 4.56 |
| 2024-06-30 | 1,155,871 | 1,032,549 | 951,345 | 1.91 | 19.83 | 4.60 |
| 2024-09-30 | 1,166,870 | 1,021,792 | 967,502 | 2.15 | 22.00 | 4.69 |
| 2024-12-31 | 1,192,977 | 1,052,639 | 974,114 | 1.89 | 19.31 | 4.73 |
| 2025-03-31 | 1,237,985 | 1,081,787 | 1,019,406 | 0.78 | 8.02 | 4.40 |
| 2025-06-30 | 1,239,822 | 1,078,254 | 1,006,464 | 0.74 | 7.70 | 4.50 |
| 2025-09-30 | 1,196,528 | 1,058,739 | 1,005,945 | 0.86 | 8.83 | 4.56 |
| 2025-12-31 | 1,308,234 | 1,163,324 | 1,073,251 | 0.95 | 9.90 | 4.66 |
| 2026-03-31 | 1,336,844 | 1,156,845 | 1,096,515 | 0.85 | 8.99 | 4.44 |
| 2026-06-30 | 1,352,864 | 1,123,828 | 1,121,638 | 0.95 | 9.96 | 4.45 |
15 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-03-27 | 1 | 538950 | 517357 |
| 2022-05-16 | 1 | 287856 | 517357 |
| 2020-02-15 | 1 | 271752 | 517357 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.